15228 el Centro St, Hesperia, CA 92345 Property Records

San Bernardino County property record for 15228 el Centro St, Hesperia, CA 92345

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,138 sqft · built 2006
Lot Size	0.716 acres (31,208 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (May 2019)
Tax Bill	$4,347 (2025)
Deeds & Mortgages	Nov 2022 Second Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0409-182-05-0000`

Property Details

APN / Parcel Number

Primary APN	`0409-182-05-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,138 sqft Living Area
Gross Area	2,862 sqft
1st Floor Area	2,138 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	31,208 sqft (0.716 acres)
Garage Type	Attached
Garage Area	724 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio/Porch
Porch Area	496 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	15228 EL CENTRO ST
City	HESPERIA
State	CA
Zip	92345-4302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 4740 LOT 176 TR NO 4740 WESTERN WOODS OF HESPERIA NO 3 LOT 176 EX WATER RTS AND EX 1/2 INT MIN RTS WITHOUT SURFACE ENTRY
Legal Subdivision	WESTERN WOODS OF HESPERIA UNIT #3
Legal Tract	4740
Legal Block	2
Legal Lot Number	176
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	2
Census Block	2003
Census Tract	10023

Owner

15228 el Centro St is owned and occupied by two individuals who acquired it in December 2024.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15228 EL CENTRO ST, HESPERIA, CA 92345-4302
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU
Nov 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
May 21, 2019	Grant Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2019 · Amount on File
Deed Sale	May 21, 2019 · Amount on File
Prior Sale	Jul 23, 2010 · Amount on File
Deed Document Number	2019164101
Last Transfer Date	Dec 12, 2024
Transfer Doc	0000305756
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	15228 EL CENTRO ST, HESPERIA, CA 92345-4302
Transaction Type	Mortgage
Record Updated	Nov 30, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15228 EL CENTRO ST, HESPERIA, CA 92345-4302

Mortgage

Document Number	0000376141
Date	Nov 17, 2022
Instrument	2022-0376141

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 16, 2037

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	15228 EL CENTRO ST, HESPERIA, CA 92345-4302
Transaction Type	Mortgage
Record Updated	Nov 16, 2021
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15228 EL CENTRO ST, HESPERIA, CA 92345-4302

Mortgage

Document Number	0000494600
Date	Nov 2, 2021
Instrument	2021-0494600

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 21, 2019
Property Address	15228 EL CENTRO ST, HESPERIA, CA 92345-4302
Document Number	0000164101
Map Reference	MB 58 PG 77-79
Instrument Date	Apr 19, 2019
Instrument	2019-0164101
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CHICAGO TITLE INLAND EMPIRE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	15228 EL CENTRO ST, HESPERIA, CA 92345-4302

Mortgage

Document Number	0000164102
Date	May 21, 2019
Instrument	2019-0164102

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 15228 el Centro St was $4,347.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Hesperia City
Unified School District	Hesperia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$398,230 (+2%) Land $79,647 Building $318,583
2025	$4,347.00 Homeowner's exemption	$390,421 Land $78,085 Building $312,336
2023	$4,129.00 (+2.41%) Homeowner's exemption	$375,261 Land $75,053 Building $300,208
2022	$4,032.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15228 el Centro St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15228 el Centro St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HESPERIA WD serves 101,836 people · EPA ID CA3610024
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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