15228 Derna Ter, Bradenton, FL 34211 Property Records

Manatee County property record for 15228 Derna Ter, Bradenton, FL 34211

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,656 sqft · built 2020
Lot Size	0.318 acres (13,886 sqft)
Owner	Individual Name on Record
Last Sale	$2,125,000 (Sep 2024)
Tax Bill	$13,118 (2024)
Deeds & Mortgages	Apr 2024 Transfer Dec 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5760.1190-9`

Property Details

APN / Parcel Number

Primary APN	`5760.1190-9`
Alternative APN	`351910576011909`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	3,656 sqft Living Area
Gross Area	5,221 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2024
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	13,886 sqft (0.318 acres)
Garage Type	Attached
Garage Area	759 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	351910576011909
Street Address	15228 DERNA TER
City	BRADENTON
State	FL
Zip	34211-5503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 37, AZARIO ESPLANADE PHASE I SUBPHASE A,B & C PI#5760.1190/9
Legal Range	19E
Legal Township	35S
Legal Section	10
Legal Subdivision	AZARIO ESPLANADE PH II SUBPH A,B & C
Legal Phase	1
Legal Tract	576001
Legal Lot Number	37
Jurisdiction	MANATEE FL
Township / Civil Division	MYAKKA CITY
Census Block Group	1
Census Block	1003
Census Tract	2020

Owner

Source: Manatee County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	15228 DERNA TER, BRADENTON, FL 34211-5503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Intrafamily Transfer, Transfer
Dec 15, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Dec 28, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage TAYLOR MORRISON HOME FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2024 · Amount on Record
Deed Sale	Sep 12, 2024 · Amount on Record
Prior Sale	Apr 12, 2024
Deed Document Number	202441096590
Record Updated	Jun 8, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MANATEE FL
Recording Date	Apr 12, 2024
Property Address	15228 DERNA TER, BRADENTON, FL 34211-5503
Document Number	0041037163
Map Reference	MB 67 PGS 80
Instrument Date	Mar 22, 2024
Instrument	202441037163
Transaction Type	Transfer
Record Updated	May 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15228 DERNA TER, LAKEWOOD RANCH, FL 34211-5503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15228 DERNA TER, LAKEWOOD RANCH, FL 34211-5503

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	15228 DERNA TER, BRADENTON, FL 34211-5503
Transaction Type	Mortgage
Record Updated	Jan 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15228 DERNA TER, BRADENTON, FL 34211-5503

Mortgage

Document Number	0041132942
Date	Dec 15, 2023
Instrument	202341132942

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 6, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MANATEE FL
Recording Date	Dec 28, 2020
Property Address	15228 DERNA TER, BRADENTON, FL 34211-5503
Document Number	0041143728
Instrument Date	Dec 17, 2020
Instrument	41143728
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 8, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,367.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15228 DERNA TER BRADENTON FL 342115503, BRADENTON, FL 34211-5503

Mortgage

Document Number	41143731
Date	Dec 28, 2020
Instrument	41143731

Lender

Name	TAYLOR MORRISON HOME FUNDING
Type	Funding / Finance Company
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2050

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,438,837 (+94.81%) Land $324,870 Building $1,113,967	$1,438,837 (+54.28%) Land $324,870 Building $1,113,967
2024	$13,118.00 (+0.74%)
2023	$13,022.00 (+2.3%) Homeowner's exemption	$738,599 (+3%)	$932,638 (+9.17%) Land $198,900 Building $733,738
2022	$12,729.00 Homeowner's exemption	$717,086	$854,288 Land $195,000 Building $659,288

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 601 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	601 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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