15225 Bottle Rock Rd, Cobb, CA 95426 Property Records

Lake County property record for 15225 Bottle Rock Rd, Cobb, CA 95426

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,410 sqft · built 2008
Lot Size	5.61 acres (244,807 sqft)
Owner	2 Individual Names on Record
Last Sale	$636,500 (Nov 2022)
Tax Bill	$7,765 (2026)
Deeds & Mortgages	Mar 2024 Transfer Nov 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`013-033-041-000`

Property Details

APN / Parcel Number

Primary APN	`013-033-041-000`
Alternative APNs	`013-033-041` `0130330401`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,410 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Wood
Lot Area	244,807 sqft
Garage Type	Attached
Garage Area	808 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	013-033-041
Street Address	15225 BOTTLE ROCK RD
City	COBB
State	CA
Zip	95426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Jurisdiction	LAKE CA
Township / Civil Division	COBB
Census Block Group	1
Census Block	1035
Census Tract	1102

Owner

Source: Lake County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1176, COBB, CA 95426-1176
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2024	Intrafamily Transfer, Transfer
Nov 3, 2022	Grant Deed, Transfer · Conventional Mortgage AXIA FINANCIAL LLC
Sep 28, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 11, 2017	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2022 · Amount on Record
Deed Sale	Nov 3, 2022 · Amount on Record
Prior Sale	May 11, 2017 · Amount on Record
Deed Document Number	202214743
Last Transfer Date	Mar 17, 2024
Transfer Doc	0000002883
Record Updated	Oct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE CA
Recording Date	Mar 21, 2024
Property Address	15225 BOTTLE ROCK RD, COBB, CA 95426
Document Number	0000002883
Instrument Date	Mar 17, 2024
Instrument	2024002883
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 1176, COBB, CA 95426-1176

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Nov 3, 2022
Property Address	15225 BOTTLE ROCK RD, COBB, CA 95426
Document Number	0000014743
Instrument Date	Oct 28, 2022
Instrument	2022014743
Transaction Type	Transfer
Record Updated	Dec 15, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15225 BOTTLE ROCK RD, COBB, CA 95426
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014744
Date	Nov 3, 2022
Instrument	2022014744

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	15225 BOTTLE ROCK RD, COBB, CA 95426
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1750 CLEMENT AVE, ALAMEDA, CA 94501-1205

Mortgage

Document Number	0000012167
Date	Sep 28, 2020
Instrument	2020012167

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	323 Months
Due	Aug 1, 2047

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	May 11, 2017
Property Address	15225 BOTTLE ROCK RD, COBB, CA 95426
Document Number	0000006101
Instrument Date	May 9, 2017
Instrument	6101
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2133 RUSSELL ST BERKELEY CA 947051006, BERKELEY, CA 94705-1006

Mortgage

Document Number	6102
Date	May 11, 2017
Instrument	6102

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Unified School District	Middletown Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$7,765.00 (+1.73%)	$675,245 (+2%) Land $164,487 Building $510,758
2025	$7,633.00 (+3.04%)	$662,006 (+4.04%) Land $161,262 Building $500,744
2023	$7,408.00 (-4.09%)	$636,300 Land $155,000 Building $481,300
2022	$7,724.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 78% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T.

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