15221 Clear Spring Rd, Williamsport, MD 21795 Property Records

Washington County property record for 15221 Clear Spring Rd, Williamsport, MD 21795

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,428 sqft · built 1920
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on File
Last Sale	$312,000 (Apr 2025)
Tax Bill	$1,778 (2026)
Deeds & Mortgages	Sep 2018 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-011107`

Property Details

APN / Parcel Number

Primary APN	`02-011107`
Alternative APN	`011107`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,428 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	44,431 sqft (1.02 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	168 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	011107
Street Address	15221 CLEAR SPRING RD
City	WILLIAMSPORT
State	MD
Zip	21795-3060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	1.025 ACRES 15221 CLEAR SPRING RD WILLIAMSPORT
Legal Subdivision	MORNINGSIDE HEIGHTS
Jurisdiction	WASHINGTON MD
Township / Civil Division	2, WILLIAMSPORT
Census Block Group	4
Census Block	4016
Census Tract	11700

Owner

15221 Clear Spring Rd is owned and occupied by an individual who bought it in April 2025.

Source: Washington County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	15221 CLEAR SPRING RD, WILLIAMSPORT, MD 21795-3060
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2018	Deed of Trust, Mortgage WASHINGTON COUNTY TEACHERS FCU
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 16, 2020	Deed of Trust, Mortgage · Line of Credit MEMBERS 1ST FCU
Mar 16, 2017	Deed, Transfer · Conventional Mortgage ACCESS NATIONAL MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2025 · Amount on File
Deed Sale	Apr 17, 2025 · Amount on File
Prior Sale	Mar 16, 2017 · Amount on File
Deed Book / Page	7665 / 455
Prior Transfer Date	Oct 18, 2016
Prior Transfer Doc	0053720160
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	15221 CLEAR SPRING RD, WILLIAMSPORT, MD 21795-3060
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058280226
Date	Sep 7, 2018
Book Page	5828/0226

Lender

Name	WASHINGTON COUNTY TEACHERS FCU
Type	Credit Union
Address	HAGERSTOWN, MD 21742

Agreement

Amount	Amount on Record
Term	96 Months
Due	Sep 6, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	15221 CLEAR SPRING RD, WILLIAMSPORT, MD 21795-3060
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0066010003
Date	Apr 27, 2021
Book Page	6601/3

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2041

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	15221 CLEAR SPRING RD, WILLIAMSPORT, MD 21795-3060
Document Number	0064410226
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15221 CLEAR SPRING RD WILLIAMSPORT MD 217953060, WILLIAMSPORT, MD 21795-3060

Mortgage

Document Number	0064410226
Date	Dec 3, 2020
Book Page	006441/000226

Lender

Name	MEMBERS 1ST FCU
Address	MECHANICSBURG, PA 17055

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2050

Interest

Rate Type	Adjustable Rate

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Mar 16, 2017
Property Address	15221 CLEAR SPRING RD, WILLIAMSPORT, MD 21795-3060
Document Number	0054610370
Book / Page	5461 / 0370
Instrument Date	Mar 10, 2017
Instrument	5461-0370
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	OLDE TOWNE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$113.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15221 CLEAR SPRING RD, WILLIAMSPORT, MD 21795-3060

Mortgage

Document Number	54610376
Date	Mar 16, 2017
Instrument	5461-0376

Lender

Name	ACCESS NATIONAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 15221 Clear Spring Rd was $1,778, up 7.8% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,778.00 (+7.82%)	$165,900 (+8.1%) Land $65,200 Building $100,700	$165,900 (-) Land $65,200 Building $100,700
2025	$1,649.00	$153,467	$165,900 Land $65,200 Building $100,700
2023	$1,337.00	$128,600 Land $65,200 Building $63,400	$128,600 Land $65,200 Building $63,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 15221 Clear Spring Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15221 Clear Spring Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Cable	1,300 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Clear Spring Rd

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