15220 Waterleaf Ln, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 15220 Waterleaf Ln, Delray Beach, FL 33446

Property Summary

Property Type	Zero Lot Line
Details	4 bd · 3 ba · 2,656 sqft · built 2020
Lot Size	0.134 acres (5,876 sqft)
Owner	Individual Name on File
Last Sale	$1,260,000 (Feb 2025)
Tax Bill	$13,264 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-19-10-000-1410`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-19-10-000-1410`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,656 sqft Living Area
Gross Area	3,328 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Wood Truss
Roof Material	Tile
Lot Area	5,876 sqft (0.134 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	15220 WATERLEAF LN
City	DELRAY BEACH
State	FL
Zip	33446-9699
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Zero Lot Line
Local Zoning Code	AGR-PUD
Legal Description	SUSSMAN AGR PUD NORTH PLAT ONE LT 141
Legal Range	42
Legal Township	46
Legal Section	19
Legal Subdivision	SUSSMAN AGR PUD NORTH
Legal Lot Number	141
Jurisdiction	PALM BEACH FL
Township / Civil Division	SUNSHINE PARKWAY
Census Block Group	3
Census Block	3014
Census Tract	7774

Owner

15220 Waterleaf Ln, a zero lot line, is owned and occupied by an individual who bought it in February 2025.

Source: Palm Beach County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	15220 WATERLEAF LN, DELRAY BEACH, FL 33446-9699
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
May 1, 2020	Grant Deed, Transfer · FHA Mortgage NP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2025 · Amount on File
Deed Sale	Feb 5, 2025 · Amount on File
Prior Sale	Oct 20, 2021 · Amount on File
Deed Document Number	20250040810
Deed Book / Page	35534 / 1010
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Oct 20, 2021
Property Address	15220 WATERLEAF LN, DELRAY BEACH, FL 33446-9699
Document Number	0329740503
Book / Page	32974 / 503
Map Reference	MB 123 PG 175
Instrument Date	Oct 15, 2021
Instrument	20210482074
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,320.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9053 BENEDETTA PL, 9053, BOCA RATON, FL 33496-3811

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	801 MANCHESTER DR, MAPLE GLEN, PA 19002-2887

Mortgage

Document Number	0032974505
Date	Oct 20, 2021
Instrument	32974/505

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PALM BEACH FL
Recording Date	May 1, 2020
Property Address	15220 WATERLEAF LN, DELRAY BEACH, FL 33446-9699
Document Number	0313980976
Book / Page	031398 / 000976
Instrument Date	Apr 28, 2020
Instrument	152220
Transaction Type	Transfer
Record Updated	May 26, 2020
Title Company	NOVA TITLE COMPANY, NOVA TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,080.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15220 WATERLEAF LN DELRAY BEACH FL 334469699, DELRAY BEACH, FL 33446-9699

Mortgage

Document Number	313980978
Date	May 1, 2020
Book Page	031398/000978
Instrument	152221

Lender

Name	NP INC
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 15220 Waterleaf Ln was $13,264 with a homeowner's exemption.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,264.00 Homeowner's exemption	$827,679	$928,551 Land $245,000 Building $683,551
2023	$12,594.00 (+0.64%) Homeowner's exemption	$780,925 (+3%)	$958,181 (+26.38%) Land $290,000 Building $668,181
2022	$12,514.00 Homeowner's exemption	$758,180 Land $261,180 Building $497,000	$758,180 Land $261,180 Building $497,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15220 Waterleaf Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 461 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	461 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15220 Waterleaf Ln is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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