Monroe County property record for 1522 W Sterns Rd, Temperance, MI 48182
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,307 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-027-044-00 |
| Primary APN | 02-027-044-00 |
|---|
| Lot Area | 45,738 sqft (1.05 acres) |
|---|
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1522 W STERNS RD |
|---|---|
| City | TEMPERANCE |
| State | MI |
| Zip | 48182-1509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 27 T8S R7E 1.05 ACRES COM @ A PT 854.6 FT N 88D 45M 56S W FR S 1/4 COR TH N 88D 45M 56S W 205 FT TH N 01D 11M 10S E |
| Legal Range | 07E |
| Legal Township | 08S |
| Legal Section | 27 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | BEDFORD |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 833800 |
1522 W Sterns Rd is owned and occupied by two individuals.
Source: Monroe County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1522 W STERNS RD, TEMPERANCE, MI 48182-1509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 1522 W STERNS RD, TEMPERANCE, MI 48182-1509 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1522 W STERNS RD, TEMPERANCE, MI 48182-1509 |
| Document Number | 0000002904 |
|---|---|
| Date | Feb 9, 2022 |
| Instrument | 2022R02904 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jan 24, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1522 W Sterns Rd was $2,307 with a homeowner's exemption.
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Bedford Township |
| Unified School District | Bedford Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $134,400 Land $134,400 | $268,800 Land $268,800 | |
| 2025 | $2,307.00 Homeowner's exemption | ||
| 2023 | $2,045.00 Homeowner's exemption | $90,700 | $181,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1522 W Sterns Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1991–2006) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1522 W Sterns Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455 |
|---|---|
| Water Source | Purchased surface water from CITY OF TOLEDO |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Mercury Fiber.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures