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1522 Vermont Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1522 Vermont Ave, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,020 sqft · built 1950
Lot Size0.255 acres (11,107 sqft)
Owner2 Individual Names on Record
Last Sale$300,000 (Feb 2024)
Tax Bill$4,609 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-26-30-0001-0312-0100

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0312-0100
Alternative APNs
  • 263001000103120100
  • 79108

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,020 sqft Living Area
1st Floor Area746 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1960
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area11,107 sqft (0.255 acres)
Lot Dimensions150 ft deep x 75 ft wide

Exterior Amenities

PorchFlorida Room
Porch Area402 sqft
Shed1 Shed
Shed Area300 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemHVAC

Location & Zoning

Street Address1522 VERMONT AVE
CitySAINT CLOUD
StateFL
Zip34769-4257
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR2
Legal DescriptionST CLOUD PB B PG 34 BLK 312 LOTS 10 THRU 12 LESS: BEG SE COR LOT 12 BLK 312 N 24.99 FT TO PT OF CUSP OF CURVE CONCAVE NWLY, CENT ANG 89 DEG, RAD 25 FT, ALONG CURVE 39.26 FT, E 24.99 FT TO POB FOR RD R/W 11/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block312
Legal Lot Number10
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group4
Census Block4060
Census Tract43400

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1522 VERMONT AVE, SAINT CLOUD, FL 34769-4257
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 14, 2024 · Amount on Record
Deed SaleFeb 14, 2024 · Amount on Record
Prior SaleNov 2, 2011 · Amount on Record
Deed Document Number202419381
Deed Book / Page6549 / 1225
Prior Transfer DateSep 24, 2021
Prior Transfer Doc0000150576
Record UpdatedSep 20, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 14, 2024
Property Address1522 VERMONT AVE, SAINT CLOUD, FL 34769-4257
Document Number0065491225
Book / Page6549 / 1225
Map ReferenceMB B PG 33&34
Instrument DateFeb 12, 2024
Instrument2024019381
Transaction TypeTransfer
Record UpdatedFeb 29, 2024
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1633 E VINE ST # ST216, ST216, KISSIMMEE, FL 34744-3732

Transferred To (Grantee/Buyer)

NameVerified Name
Address1522 VERMONT AVE, SAINT CLOUD, FL 34769-4257

Mortgage

Document Number0065491227
DateFeb 14, 2024
Instrument6549/1227
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,609.00 (+25.24%)$257,300 (+48.47%) Land $55,000 Building $202,300$257,300 (+48.47%) Land $55,000 Building $202,300
2024$3,680.00 (+19.64%)
2023$3,076.00 (+10.69%)$173,300 (+12.53%) Land $50,000 Building $123,300$173,300 (+12.53%) Land $50,000 Building $123,300
2022$2,779.00$154,000 Land $45,000 Building $109,000$154,000 Land $45,000 Building $109,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims5 (2009–2022)
Claims Outside the SFHA5 of 5
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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