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1522 Reade Cir, Saint Cloud, FL 34772 Property Records

Osceola County property record for 1522 Reade Cir, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,199 sqft · built 1995
Lot Size0.201 acres (8,755 sqft)
OwnerIndividual Name on Record
Last Sale$320,000 (Dec 2021)
Tax Bill$4,850 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN23-26-30-0573-0001-0460

Property Details

APN / Parcel Number

Primary APN23-26-30-0573-0001-0460
Alternative APNs
  • 263023057300010460
  • 87569

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,199 sqft Living Area
Gross Area2,743 sqft
1st Floor Area1,867 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1999
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,755 sqft (0.201 acres)
Lot Dimensions127 ft deep x 70 ft wide
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area393 sqft
Patio Area512 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1522 READE CIR
CitySAINT CLOUD
StateFL
Zip34772-9192
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR2
Legal DescriptionCANOE CREEK WOODS UNIT 11 PB 7 PGS 144-145 LOT 46
Legal Range30E
Legal Township26S
Legal Section23
Legal SubdivisionCANOE CREEK WOODS UNIT 11
Legal Tract573
Legal Block460
Legal Lot Number46
Legal Unit11
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1020
Census Tract43303

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1522 READE CIR, SAINT CLOUD, FL 34772-9192
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 21, 2021 · Amount on Record
Deed SaleDec 21, 2021 · Amount on Record
Prior SaleMar 12, 2014 · Amount on Record
Deed Document Number2021197239
Deed Book / Page6113 / 1273
Prior Transfer DateJul 17, 2007
Prior Transfer Doc0035360886
Record UpdatedJun 8, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 21, 2021
Property Address1522 READE CIR, SAINT CLOUD, FL 34772-9192
Document Number0061131273
Book / Page6113 / 1273
Map ReferenceMB 7 PG 144&145
Instrument DateDec 17, 2021
Instrument2021197239
Transaction TypeTransfer
Record UpdatedJan 7, 2022
Title CompanyGOLDEN KEY TITLE SERVICES LLC, GOLDEN KEY TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,240.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4701 SALAMANDER ST, 4701, SAINT CLOUD, FL 34772-7087

Transferred To (Grantee/Buyer)

NameVerified Name
Address1522 READE CIR, SAINT CLOUD, FL 34772-9192

Mortgage

Document Number0061131275
DateDec 21, 2021
Instrument6113/1275
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,850.00 (+3.43%) Homeowner's exemption$313,853 (+5.99%)$341,900 (+0.12%) Land $70,000 Building $271,900
2024$4,689.00 (+2.51%)
2023$4,574.00 (+3.44%) Homeowner's exemption$296,125 (+3%)$341,500 (+18.78%) Land $60,000 Building $281,500
2022$4,422.00 Homeowner's exemption$287,500 Land $55,000 Building $232,500$287,500 Land $55,000 Building $232,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 133 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies133 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL		140 / 20

May also be available: Xfinity.

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