1522 Portside Dr, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 1522 Portside Dr, Gulf Breeze, FL 32563

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,526 sqft · built 1985
Lot Size0.275 acres (11,979 sqft)
OwnerIndividual Name on Record
Last Sale$176,300 (Nov 2024)
Tax Bill$2,157 (2024)
Deeds & MortgagesFeb 2026 Mortgage
Feb 2019 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN28-2S-28-3020-00B00-0050

Property Details

APN / Parcel Number

Primary APN28-2S-28-3020-00B00-0050
Alternative APN
  • S28228302000B000050

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,526 sqft Living Area
Gross Area2,403 sqft
1st Floor Area1,526 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area11,979 sqft (0.275 acres)
Lot Dimensions150 ft deep x 80 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area57 sqft
Patio Area144 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1522 PORTSIDE DR
CityGULF BREEZE
StateFL
Zip32563-2990
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionPARADISE BAY UNIT #2 (PB D-21) LOT 5 BLK B AS DES IN OR 4560 PG 1159 & AS DES IN OR 4560 PG 1161 .
Legal Range28W
Legal Township2S
Legal Section28
Legal SubdivisionPARADISE BAY/1,2,3
Legal BlockB
Legal Lot Number5
JurisdictionSANTA ROSA FL
Township / Civil DivisionMIDWAY
Census Block Group1
Census Block1007
Census Tract10814

Owner

Source: Santa Rosa County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1522 PORTSIDE DR, GULF BREEZE, FL 32563-2990
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2026Deed of Trust, Mortgage · VA Mortgage
THE FEDERAL SAVINGS BANK
Feb 28, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Jul 18, 2018Warranty Deed, Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 8, 2024 · Amount on Record
Deed SaleNov 8, 2024 · Amount on Record
Prior SaleNov 8, 2024 · Amount on Record
Deed Document Number202450792
Deed Book / Page4560 / 1161
Prior Transfer DateFeb 11, 2019
Prior Transfer Doc0038070863
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address1522 PORTSIDE DR, GULF BREEZE, FL 32563-2990
Transaction TypeMortgage
Record UpdatedFeb 12, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1522 PORTSIDE DR, GULF BREEZE, FL 32563-2990

Mortgage

Document Number0047031872
DateFeb 2, 2026
Book Page4703/1872
Instrument202604950
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60639
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2056

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateFeb 28, 2019
Property Address1522 PORTSIDE DR, GULF BREEZE, FL 32563-2990
Document Number0038070863
Book / Page003807 / 000863
Instrument DateFeb 27, 2019
Instrument7741
Transaction TypeTransfer
Record UpdatedMar 28, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1522 PORTSIDE DR GULF BREEZE FL 325632990, GULF BREEZE, FL 32563-2990

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJul 18, 2018
Property Address1522 PORTSIDE DR, GULF BREEZE, FL 32563-2990
Document Number0037481464
Book / Page003748 / 001464
Instrument DateJul 16, 2018
Instrument30438
Transaction TypeTransfer
Record UpdatedSep 10, 2018
Title CompanyRELIABLE LAND TITLE CORPORATION

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,666.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1522 PORTSIDE DR GULF BREEZE FL 325632990, GULF BREEZE, FL 32563-2990

Mortgage

Document Number37481465
DateJul 18, 2018
Book Page003748/001465
Instrument30439
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 17, 2048

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$290,024 (+53.38%) Land $85,000 Building $205,024$290,024 (+0.97%) Land $85,000 Building $205,024
2024$2,157.00 (+5.58%) Homeowner's exemption$189,087 (+3%)$287,232 (+2.68%) Land $75,000 Building $212,232
2023$2,043.00 (+2.87%) Homeowner's exemption$183,580 (+3%)$279,729 (+2.03%) Land $70,000 Building $209,729
2022$1,986.00 Homeowner's exemption$178,231$274,159 Land $70,000 Building $204,159

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 75 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies75 in force
Nearby Flood Claims71 (1985–2020)
Claims Outside the SFHA54 of 71
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 12 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 11 claims
  • Hurricane Frances, Sep 2004 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDWAY WATER SYSTEM, INC.
serves 21,196 people · EPA ID FL1570470
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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