Polk County property record for 1522 Eckart Dr, Winter Haven, FL 33881
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,524 sqft · built 1982 |
| Lot Size | 0.332 acres (14,475 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,000 (May 2023) |
| Tax Bill | $2,431 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Feb 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-09-529700-000520 |
| Primary APN | 26-28-09-529700-000520 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,524 sqft Living Area |
| Gross Area | 1,944 sqft |
| 1st Floor Area | 1,524 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 14,475 sqft (0.332 acres) |
| Lot Dimensions | 140 ft deep x 110 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 20 sqft |
| Patio Area | 132 sqft |
| Shed | 1 Shed |
| Street Address | 1522 ECKART DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-9637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ROCHELLE GARDENS UNIT 2 PB 41 PG 24 LOT 52 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 09 |
| Legal Subdivision | ROCHELLE GARDENS UNIT 2 |
| Legal Tract | 529700 |
| Legal Block | 2 |
| Legal Lot Number | 52 |
| Legal Unit | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 12803 |
Source: Polk County records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1522 ECKART DR, WINTER HAVEN, FL 33881-9637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2023 | Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK |
| Feb 16, 2023 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2023 · Amount on Record |
| Deed Sale | May 5, 2023 · Amount on Record |
| Prior Sale | Feb 16, 2023 · Amount on Record |
| Deed Document Number | 2023104772 |
| Deed Book / Page | 12679 / 975 |
| Prior Transfer Date | Aug 22, 2005 |
| Prior Transfer Doc | 0000204032 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 5, 2023 |
| Property Address | 1522 ECKART DR, WINTER HAVEN, FL 33881-9637 |
| Document Number | 0000104772 |
| Book / Page | 12679 / 975 |
| Map Reference | MB 41 PG 24 |
| Instrument Date | Apr 28, 2023 |
| Instrument | 2023104772 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | SMART TITLE II LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,995.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1808 VALLEY RIDGE LOOP, CLERMONT, FL 34711-5290 |
| Name | Verified Name |
|---|---|
| Address | 1522 ECKART DR, WINTER HAVEN, FL 33881-9637 |
| Document Number | 0012679977 |
|---|---|
| Date | May 5, 2023 |
| Instrument | 12679/977 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Number | 0000104774 |
|---|---|
| Date | May 5, 2023 |
| Book Page | 12679/991 |
| Instrument | 2023104774 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57108 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 16, 2023 |
| Property Address | 1522 ECKART DR, WINTER HAVEN, FL 33881-9637 |
| Document Number | 0000037738 |
| Book / Page | 12585 / 182 |
| Map Reference | MB 41 PG 24 |
| Instrument Date | Feb 6, 2023 |
| Instrument | 2023037738 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,330.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1675 HELDEBERG AVE, ALBANY, NY 12203 |
| Name | Verified Name |
|---|---|
| Address | 1808 VALLEY RIDGE LOOP, CLERMONT, FL 34711-5290 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $195,538 (-12.67%) Land $35,000 Building $160,538 | $195,538 (-14.9%) Land $35,000 Building $160,538 | |
| 2025 | $2,431.00 (-18.8%) | $223,909 (+19.67%) | $229,781 (+22.81%) Land $35,000 Building $194,781 |
| 2024 | $2,994.00 (-0.63%) | ||
| 2023 | $3,013.00 (+4.55%) | $187,098 (+5.7%) Land $34,000 Building $153,098 | $187,098 (+5.7%) Land $34,000 Building $153,098 |
| 2022 | $2,882.00 | $177,010 Land $28,000 Building $149,010 | $177,010 Land $28,000 Building $149,010 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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