Berrien County property record for 1522 Cherry St, Niles, MI 49120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,170 sqft · built 1938 |
| Lot Size | 0.146 acres (6,360 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $193,000 (Mar 2026) |
| Tax Bill | $1,263 (2025) |
| Deeds & Mortgages | Oct 2024 Line of Credit Mar 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 73-8790-0178-00-2 |
| Primary APN | 73-8790-0178-00-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,170 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Basement Area | 936 sqft |
| Unfinished Basement | 936 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Lot Area | 6,360 sqft (0.146 acres) |
| Lot Dimensions | 120 ft deep x 53 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1522 CHERRY ST |
|---|---|
| City | NILES |
| State | MI |
| Zip | 49120-3643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | LOT 178 WOODWARDS 2ND ADD TO CITY OF NILES |
| Legal Subdivision | WOODWARDS 2ND ADD |
| Legal Lot Number | 178 |
| Legal Unit | 178 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | NILES |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 20700 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1522 CHERRY ST, NILES, MI 49120-3643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Oct 23, 2024 | Deed of Trust, Mortgage · Line of Credit 1ST SOURCE BANK |
| Mar 3, 2026 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 2026 · Amount on Record |
| Deed Sale | Mar 3, 2026 · Amount on Record |
| Prior Sale | Jan 24, 2001 · Amount on Record |
| Deed Document Number | 2026452892 |
| Deed Book / Page | 3471 / 1231 |
| Prior Transfer Date | Dec 19, 2002 |
| Prior Transfer Doc | 2333001063 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 1522 CHERRY ST, NILES, MI 49120-3643 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 003437/865 |
|---|---|
| Date | Oct 23, 2024 |
| Book Page | 3437/865 |
| Instrument | 2024416830 |
| Name | 1ST SOURCE BANK |
|---|---|
| Type | Bank |
| Address | SOUTH BEND, IN 46601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Oct 28, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Mar 3, 2026 |
| Property Address | 1522 CHERRY ST, NILES, MI 49120-3643 |
| Document Number | 03471/1231 |
| Book / Page | 3471 / 1231 |
| Map Reference | LB 6 PG 17 |
| Instrument Date | Feb 12, 2026 |
| Instrument | 2026452892 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,447.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1522 CHERRY ST, NILES, MI 49120-3643 |
| Document Number | 0034711232 |
|---|---|
| Date | Mar 3, 2026 |
| Instrument | 3471/1232 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | Niles City |
| Unified School District | Niles Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $76,100 (+5.11%) | $152,200 (+5.11%) | |
| 2025 | $1,263.00 (+2.35%) Homeowner's exemption | $72,400 (+22.3%) | $144,800 (+22.3%) |
| 2024 | $1,234.00 (+9.49%) | ||
| 2023 | $59,200 | $118,400 | |
| 2022 | $1,127.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NILES serves 14,215 people · EPA ID MI0004740 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Mercury Fiber, Midwest Energy & Communications, T-Mobile.
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