1522 Central Ave, Wilmette, IL 60091 Property Records

Cook County property record for 1522 Central Ave, Wilmette, IL 60091

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,647 sqft · built 1919
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on File
Last Sale	$717,000 (Oct 2012)
Tax Bill	$14,352 (2023)
Deeds & Mortgages	Mar 2022 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-33-215-015`

Property Details

APN / Parcel Number

Primary APN	`05-33-215-015`
Alternative APN	`05-33-215-015-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,647 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Architectural Style	Ranch
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	7,800 sqft (0.179 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	1522 CENTRAL AVE
City	WILMETTE
State	IL
Zip	60091-2402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(KINGS) ADD TO (WILMETTE) A SUB OF PT OF SE NE SEC 33-42-13
Legal Range	13E
Legal Township	42N
Legal Section	33
Legal Subdivision	KINGS ADD TO WILMETTE
Legal Block	4
Legal Lot Number	38
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	4
Census Block	4027
Census Tract	801100

Owner

1522 Central Ave is owned and occupied by an individual who bought it in October 2012.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1522 CENTRAL AVE, WILMETTE, IL 60091-2402
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 23, 2020	Deed of Trust, Mortgage US BK
Jun 28, 2018	Trustee's Deed, Construction Loan · Construction Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2012 · Amount on File
Deed Sale	Oct 12, 2012 · Amount on File
Deed Document Number	201233086
Prior Transfer Date	Jul 9, 2007
Prior Transfer Doc	0000044059
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1522 CENTRAL AVE, WILMETTE, IL 60091-2402
Transaction Type	Mortgage
Record Updated	Mar 28, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006739193
Date	Mar 8, 2022
Instrument	2206739193

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Dec 1, 2051

Interest

Rate	3.12%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1522 CENTRAL AVE, WILMETTE, IL 60091-2402
Document Number	2035034011
Instrument Date	May 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 31, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1522 CENTRAL AVE WILMETTE IL 600912402, WILMETTE, IL 60091-2402

Mortgage

Document Number	2035034011
Date	Dec 15, 2020
Instrument	35034011

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 14, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%

June 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	COOK IL
Recording Date	Jun 28, 2018
Property Address	1522 CENTRAL AVE, WILMETTE, IL 60091-2402
Document Number	1817929365
Instrument Date	Jun 22, 2018
Instrument	17929365
Transaction Type	Construction Loan
Record Updated	Jul 6, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1522 CENTRAL AVE WILMETTE IL 600912402, WILMETTE, IL 60091-2402

Mortgage

Document Number	1817929365
Date	Jun 28, 2018
Instrument	17929365

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2048

Interest

Rate	4.62%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Wilmette Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Wilmette School District 39 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$121,000 Land $25,350 Building $95,650	$1,210,000 Land $253,500 Building $956,500
2023	$14,352.00 (+5.83%)
2022	$13,561.00 Homeowner's exemption	$66,564 Land $21,450 Building $45,114	$665,640 Land $214,500 Building $451,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1522 Central Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1982–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1522 Central Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMETTE serves 27,650 people · EPA ID IL0313300
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

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