1522 12th Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 1522 12th Ave S, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 864 sqft · built 1968
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$249,900 (Nov 2023)
Tax Bill	$3,740 (2026)
Deeds & Mortgages	Dec 2023 Sale Jun 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-47458-0000`

Property Details

APN / Parcel Number

Primary APN	`82-47458-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Width	126 ft Width
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1522 12TH AVE S
City	SAINT CLOUD
State	MN
Zip	56301-5644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	W69' OF LOTS 5 & 6 BLK 1 HOLY SPIRIT 2ND ADD SECTION 23 TOWNSHIP 124 RANGE 028 HOLY SPIRIT 2ND ADD SECTION 23 TOWNSHIP 124
Legal Range	28W
Legal Township	124
Legal Section	23
Legal Subdivision	HOLY SPIRIT 2ND ADD
Legal Block	1
Legal Lot Number	5-6
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1030
Census Tract	301

Owner

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1522 12TH AVE S, SAINT CLOUD, MN 56301-5644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Warranty Deed, Transfer ANCONA TITLE
Jun 1, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE
Oct 4, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2023 · Amount on Record
Deed Sale	Nov 21, 2023 · Amount on Record
Prior Sale	Jun 1, 2021 · Amount on Record
Deed Document Number	20231602897
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Dec 1, 2023
Property Address	1522 12TH AVE S, SAINT CLOUD, MN 56301-5644
Document Number	0000T45681
Instrument Date	Nov 21, 2023
Instrument	T45681
Transaction Type	Transfer
Record Updated	Dec 25, 2023
Title Company	ANCONA TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1522 12TH AVE S, SAINT CLOUD, MN 56301-5644

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 1, 2021
Property Address	1522 12TH AVE S, SAINT CLOUD, MN 56301-5644
Document Number	0000T44022
Instrument Date	May 12, 2021
Instrument	T44022
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1522 12TH AVE S, SAINT CLOUD, MN 56301-5644

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Oct 4, 2019
Property Address	1522 12TH AVE S, SAINT CLOUD, MN 56301-5644
Document Number	0000T42675
Instrument Date	Sep 27, 2019
Instrument	T42675
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1522 12TH AVE S, SAINT CLOUD, MN 56301-5644

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,740.00 (+72.19%)
2025		$194,400 (+1.3%) Land $30,000 Building $164,400	$194,400 (+1.3%) Land $30,000 Building $164,400
2023	$2,172.00	$191,900 Land $30,000 Building $161,900	$191,900 Land $30,000 Building $161,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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