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15218 S James St, Plainfield, IL 60544 Property Records

Will County property record for 15218 S James St, Plainfield, IL 60544

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · built 2001
Lot Size0.1 acres (4,500 sqft)
Owner2 Individual Names on File
Last Sale$500,000 (Oct 2024)
Tax Bill$9,212 (2025)
Deeds & MortgagesMar 2026 Mortgage
Jul 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-03-16-206-019

Property Details

APN / Parcel Number

Primary APN06-03-16-206-019
Alternative APN
  • 03162060190000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleTraditional
Lot Area4,500 sqft (0.1 acres)
Lot Dimensions90 ft deep x 50 ft wide
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address15218 S JAMES ST
CityPLAINFIELD
StateIL
Zip60544-1693
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 44 45 (EX THE S 26.28 FT THRF) IN RIVERVIEW PARK, A RE-SUB OF LOTS 11 TO 17, OF FAIRBANKS ADDITION TO PLAINFIELD, OF A P
Legal Range09E
Legal Township36N
Legal Section16
Legal SubdivisionOF FAIRBANKS ADDITION
Legal Lot Number11-17
JurisdictionWILL IL
Township / Civil DivisionPLAINFIELD
Census Block Group1
Census Block1004
Census Tract880422

Owner

15218 S James St is owned and occupied by two individuals who bought it in October 2024.

Source: Will County records, as of August 24, 2026

Owner of Record2 Individual Names on File
Mailing Address15218 S JAMES ST, PLAINFIELD, IL 60544-1693
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2026Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jul 20, 2017Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 22, 2024 · Amount on File
Deed SaleOct 22, 2024 · Amount on File
Prior SaleFeb 22, 2008 · Amount on File
Deed Document Number202455346
Prior Transfer DateDec 27, 2004
Prior Transfer Doc0000231904
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address15218 S JAMES ST, PLAINFIELD, IL 60544-1693
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address15218 S JAMES ST, PLAINFIELD, IL 60544-1693

Mortgage

Document Number0000017225
DateMar 25, 2026
InstrumentR2026017225
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueApr 1, 2041
Interest
Rate TypeFixed Rate
Rate5.49%

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address15218 S JAMES ST, PLAINFIELD, IL 60544-1693
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000056456
DateJul 20, 2017
InstrumentR2017056456
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJun 30, 2047
Interest
Rate TypeAdjustable Rate
Rate4.74%
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 15218 S James St was $9,212, up 4% from the year before.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWill County
County SubdivisionPlainfield Township
MunicipalityPlainfield Village
Unified School DistrictPlainfield School District 202 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,212.00 (+3.98%)$139,001 (+8.45%) Land $16,214 Building $122,787$417,003 (+8.45%) Land $48,642 Building $368,361
2024$8,859.00$128,171 Land $14,951 Building $113,220$384,513 Land $44,853 Building $339,660
2022$8,188.00 Homeowner's exemption$106,883 Land $12,467 Building $94,416$320,649 Land $37,401 Building $283,248

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15218 S James St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 30 policies
Nearby Flood Policies30 in force
Nearby Flood Claims9 (1996–2013)
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims
  • Severe Storms And Flooding, Sep 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 15218 S James St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPLAINFIELD
serves 50,000 people · EPA ID IL1970800
Water SourcePurchased surface water from IL AMERICAN-WEST SUBURBAN
Last State InspectionSep 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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