Suwannee County property record for 15218 97th Dr, Live Oak, FL 32060
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,760 sqft · built 1983 |
| Lot Size | 10.8 acres (471,755 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $789 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-04S-14E-02955-001000 |
| Primary APN | 05-04S-14E-02955-001000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,760 sqft Living Area |
| 1st Floor Area | 1,760 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Slate |
| Lot Area | 471,755 sqft (10.8 acres) |
| Garage Area | 770 sqft |
| Patio Area | 424 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 02955001000 |
|---|---|
| Street Address | 15218 97TH DR |
| City | LIVE OAK |
| State | FL |
| Zip | 32060-6812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEG 10.83 ACRES N 700 FT OF W 673.20 FT OF NW1/4 OF NW1/4 ORB 191 P 312 WD ORB 1238 P 96 WD YR 06 ORB 1452 P 170 DC YR 08 |
| Legal Range | 14E |
| Legal Township | 04S |
| Legal Section | 05 |
| Legal Subdivision | FINEMOUNT OAKS |
| Jurisdiction | SUWANNEE FL |
| Township / Civil Division | MCALPIN-WELLBORN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 970501 |
15218 97th Dr is owned and occupied by two individuals who acquired it in October 2005.
Source: Suwannee County records, as of February 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15218 97TH DR, LIVE OAK, FL 32060-6812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2005 |
| Deed Sale | Oct 5, 2005 |
| Deed Document Number | 510157420 |
| Record Updated | Jun 8, 2026 |
Source: Suwannee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Suwannee County |
| Unified School District | Suwannee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $125,464 | $267,777 Land $81,116 Building $186,661 | |
| 2024 | $789.00 (+7.2%) | ||
| 2023 | $736.00 (+105.01%) Homeowner's exemption | $118,377 (+3%) | $242,154 (+29.86%) Land $69,312 Building $172,842 |
| 2022 | $359.00 Homeowner's exemption | $114,929 | $186,473 Land $60,648 Building $125,825 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15218 97th Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 3 (2012–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15218 97th Dr is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Rapid Fiber Internet Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Windstream DSL | 100 / 20 |
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