15215 S 12th St, Roca, NE 68430 Property Records

Lancaster County property record for 15215 S 12th St, Roca, NE 68430

Property Summary

Property Type	General Agricultural/Rural
Details	3 bd · 1.5 ba · 2,400 sqft · built 1927
Lot Size	3.06 acres (133,506 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Mar 2025)
Tax Bill	$2,904 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Mar 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-14-201-001-000`

Property Details

APN / Parcel Number

Primary APN	`08-14-201-001-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,400 sqft Gross Area
1st Floor Area	1,248 sqft
Basement Area	768 sqft
Finished Basement	500 sqft
Unfinished Basement	268 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	133,506 sqft (3.06 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	15215 S 12TH ST
City	ROCA
State	NE
Zip	68430-4118
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	WINCH ACRES ADDITION, LOT 1
Legal Subdivision	WINCH ACRES ADDITION
Legal Lot Number	1
Jurisdiction	LANCASTER NE
Township / Civil Division	CENTERVILLE
Census Block Group	2
Census Block	2018
Census Tract	10300

Owner

15215 S 12th St, an agricultural property, is owned by two individuals who bought it in March 2025.

Source: Lancaster County records, as of June 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15215 S 12TH ST, ROCA, NE 68430-4118
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage · Line of Credit CATTLE BANK & TRUST
Mar 25, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2025 · Amount on File
Deed Sale	Mar 25, 2025 · Amount on File
Deed Document Number	20258316
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER NE
Property Address	15215 S 12TH ST, ROCA, NE 68430-4118
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15215 S 12TH ST, ROCA, NE 68430-4118

Mortgage

Document Number	0000041326
Date	Dec 3, 2025
Instrument	2025041326

Lender

Name	CATTLE BANK & TRUST
Type	Bank
Address	LINCOLN, NE 68521

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER NE
Recording Date	Mar 25, 2025
Property Address	15215 S 12TH ST, ROCA, NE 68430-4118
Document Number	0000008316
Instrument Date	Mar 21, 2025
Instrument	2025008316
Transaction Type	Transfer
Record Updated	Oct 2, 2025
Title Company	NEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$618.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008317
Date	Mar 25, 2025
Instrument	2025008317

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 15215 S 12th St was $2,904.

Source: Lancaster County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Lancaster County
Unified School District	Norris School District 160 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,904.00	$358,200 Land $94,400 Building $263,800	$358,200 Land $94,400 Building $263,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15215 S 12th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15215 S 12th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
Big Red Communications Fixed Wireless	200 / 100
GigFire Fixed Wireless	150 / 130
Windstream DSL · Fixed Wireless in parts of the area	100 / 20
Diode Cable Company Fixed Wireless	10 / 1

May also be available: T-Mobile.

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