Chesterfield County property record for 15212 Windy Ridge Rd, Midlothian, VA 23112
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,484 sqft · built 1991 |
| Lot Size | 0.254 acres (11,064 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,096 (2026) |
| Deeds & Mortgages | Apr 2024 Second Mortgage Dec 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 717-67-91-00-800-000 |
| Primary APN | 717-67-91-00-800-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,484 sqft Finished Area |
| 1st Floor Area | 753 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Material | Composition Shingle |
| Lot Area | 11,064 sqft (0.254 acres) |
| Porch | Patio |
|---|---|
| Porch Area | 206 sqft |
| Deck Area | 228 sqft |
| Patio Area | 228 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 299005004 |
|---|---|
| Street Address | 15212 WINDY RIDGE RD |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23112-6340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R9 - SINGL |
| Legal Description | WINDY RIDGE PHASE II 000-024 |
| Legal Subdivision | WINDY RIDGE |
| Legal Phase | 2 |
| Legal Lot Number | 24 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | MATOACA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 101008 |
15212 Windy Ridge Rd is owned and occupied by an individual who acquired it in October 2019.
Source: Chesterfield County records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15212 WINDY RIDGE RD, MIDLOTHIAN, VA 23112-6340 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VIRGINIA CREDIT UNION INC |
| Dec 12, 2022 | Deed of Trust, Mortgage · Line of Credit VIRGINIA CREDIT UNION INC |
| Jan 19, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance VIRGINIA CREDIT UNION INC |
| Jun 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VIRGINIA CU |
| Oct 11, 2019 | Grant Deed, Transfer WELLS FARGO BK |
| Dec 14, 2017 | Deed of Trust, Mortgage · Line of Credit VIRGINIA CU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 7, 2019 |
| Transfer Doc | 12481-614 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 15212 WINDY RIDGE RD, MIDLOTHIAN, VA 23112-6340 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2024 |
| Name | Verified Name |
|---|
| Document Number | 014524-967 |
|---|---|
| Date | Apr 10, 2024 |
| Book Page | 14524/967 |
| Instrument | 2024010028 |
| Name | VIRGINIA CREDIT UNION INC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 28, 2044 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 15212 WINDY RIDGE RD, MIDLOTHIAN, VA 23112-6340 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 014155-888 |
|---|---|
| Date | Dec 12, 2022 |
| Book Page | 14155/888 |
| Instrument | 2022050096 |
| Name | VIRGINIA CREDIT UNION INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 6, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 15212 WINDY RIDGE RD, MIDLOTHIAN, VA 23112-6340 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 013819-420 |
|---|---|
| Date | Jan 19, 2022 |
| Book Page | 13819/420 |
| Instrument | 2022002919 |
| Name | VIRGINIA CREDIT UNION INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 15212 WINDY RIDGE RD, MIDLOTHIAN, VA 23112-6340 |
| Document Number | 12789306 |
| Instrument Date | Jun 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 15212 WINDY RIDGE RD MIDLOTHIAN VA 231126340, MIDLOTHIAN, VA 23112-6340 |
| Document Number | 12789306 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 012789/000306 |
| Instrument | 26799 |
| Name | VIRGINIA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 9, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Oct 11, 2019 |
| Property Address | 15212 WINDY RIDGE RD, MIDLOTHIAN, VA 23112-6340 |
| Document Number | 12481614 |
| Book / Page | 012481 / 000614 |
| Instrument Date | Oct 7, 2019 |
| Instrument | 40801 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15212 WINDY RIDGE RD MIDLOTHIAN VA 231126340, MIDLOTHIAN, VA 23112-6340 |
| Document Number | 12481618 |
|---|---|
| Date | Oct 11, 2019 |
| Book Page | 012481/000618 |
| Instrument | 40802 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 10, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.13% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 15212 WINDY RIDGE RD, MIDLOTHIAN, VA 23112-6340 |
| Document Number | 11850715 |
| Book / Page | 011850 / 000715 |
| Instrument Date | Dec 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2018 |
| Name | Verified Name |
|---|
| Document Number | 11850715 |
|---|---|
| Date | Dec 19, 2017 |
| Book Page | 011850/000715 |
| Instrument | 50580 |
| Name | VIRGINIA CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 18, 2037 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 15212 Windy Ridge Rd was $4,096.
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,096.00 | $457,500 (+4.43%) Land $83,000 Building $374,500 | $457,500 (+4.43%) Land $83,000 Building $374,500 |
| 2025 | $438,100 Land $78,000 Building $360,100 | $438,100 Land $78,000 Building $360,100 | |
| 2023 | $3,612.00 | $394,200 Land $78,000 Building $316,200 | $394,200 Land $78,000 Building $316,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15212 Windy Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15212 Windy Ridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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