15212 Thoroughbred Ln, Montverde, FL 34756 Property Records

Lake County property record for 15212 Thoroughbred Ln, Montverde, FL 34756

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,655 sqft · built 1988
Lot Size	2.24 acres (97,812 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Jan 2021)
Tax Bill	$4,158 (2024)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-22-26-1500-000-12200`

Property Details

APN / Parcel Number

Primary APN	`09-22-26-1500-000-12200`
Alternative APN	`2899107`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,655 sqft Living Area
1st Floor Area	1,655 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	97,812 sqft (2.24 acres)
Lot Width	199 ft Width
Garage Type	Finished
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	286 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	2899107
Street Address	15212 THOROUGHBRED LN
City	MONTVERDE
State	FL
Zip	34756-3320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRAILS OF MONTVERDE SUB LOT 122 PB 28 PGS 6-11 ORB 5612 PG 259
Legal Range	26E
Legal Township	22S
Legal Section	09
Legal Subdivision	TRAILS OF
Legal Tract	1500
Legal Lot Number	122
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1017
Census Tract	31301

Owner

15212 Thoroughbred Ln is owned and occupied by an individual who bought it in January 2021.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	15212 THOROUGHBRED LN, MONTVERDE, FL 34756-3320
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2021 · Amount on File
Deed Sale	Jan 4, 2021 · Amount on File
Prior Sale	Jul 30, 1993
Deed Document Number	2021000382
Deed Book / Page	5612 / 259
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 4, 2021
Property Address	15212 THOROUGHBRED LN, MONTVERDE, FL 34756-3320
Document Number	0056120259
Book / Page	5612 / 259
Map Reference	MB 28 PG 6-11
Instrument Date	Dec 28, 2020
Instrument	2021000382
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	EQUITABLE TITLE OF LAKE COUNTY, EQUITABLE TTL OF LAKE COUNTR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15212 THOROUGHBRED LN, MONTVERDE, FL 34756-3320

Mortgage

Document Number	0005612261
Date	Jan 4, 2021
Instrument	5612/261

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$305,170 Land $224,000 Building $81,170	$496,752 Land $224,000 Building $272,752
2024	$4,158.00 (+7.05%)
2023	$3,884.00 (+6.79%) Homeowner's exemption	$287,940 (+3%)	$387,831 (-) Land $124,800 Building $263,031
2022	$3,637.00 Homeowner's exemption	$279,560	$387,831 Land $124,800 Building $263,031

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15212 Thoroughbred Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 52 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	5 (2017–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15212 Thoroughbred Ln is moderate, ranking above 44% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTVERDE WATER DEPARTMENT (2WPS) serves 1,198 people · EPA ID FL3350847
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20