1521 White Bluff Rd, White Bluff, TN 37187 Property Records

Dickson County property record for 1521 White Bluff Rd, White Bluff, TN 37187

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,689 sqft · built 1973
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Last Sale	$317,000 (Oct 2020)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`022114 00504`

Property Details

APN / Parcel Number

Primary APN	`022114 00504`
Alternative APN	`114 00504`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,689 sqft Living Area
1st Floor Area	1,689 sqft
Basement Area	336 sqft
Finished Basement	336 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1989
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	65,340 sqft (1.5 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	336 sqft
Carport	Carport

Exterior Amenities

Porch	Open Porch
Porch Area	58 sqft
Deck Area	140 sqft
Patio Area	140 sqft
Utility Building	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1521 WHITE BLUFF RD
City	WHITE BLUFF
State	TN
Zip	37187-4815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 12, COUNTY AREA: H02
Legal Subdivision	05 MILE VILLA
Jurisdiction	DICKSON TN
Township / Civil Division	12
Census Block Group	2
Census Block	2062
Census Tract	60300

Owner

1521 White Bluff Rd is owned and occupied by an individual who bought it in October 2020.

Source: Dickson County records, as of January 19, 2026

Owner of Record	Individual Name on File
Mailing Address	1521 WHITE BLUFF RD, WHITE BLUFF, TN 37187-4815
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Deed of Trust, Mortgage · FHA Mortgage RELIANT BANK
Oct 7, 2020	Warranty Deed, Transfer BANKERS TITLE AND ESCROW DICKSON, BANKERS TITLE & ESCROW DICKSON
Jun 30, 2020	Deed of Trust, Mortgage · Line of Credit FIRSTBANK
Dec 30, 2016	Deed of Trust, Mortgage · VA Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2020 · Amount on File
Deed Sale	Oct 7, 2020 · Amount on File
Prior Sale	Jun 15, 2011 · Amount on File
Deed Document Number	318259
Deed Book / Page	V1465 / 441
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	1521 WHITE BLUFF RD, WHITE BLUFF, TN 37187-4815
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	V1466644
Date	Oct 14, 2020
Book Page	V1466/644
Instrument	318540

Lender

Name	RELIANT BANK
Type	Bank
Address	BRENTWOOD, TN 37027

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DICKSON TN
Recording Date	Oct 7, 2020
Property Address	1521 WHITE BLUFF RD, WHITE BLUFF, TN 37187-4815
Document Number	V1465441
Book / Page	001465 / 000441
Instrument Date	Sep 17, 2020
Instrument	318259
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	BANKERS TITLE AND ESCROW DICKSON, BANKERS TITLE & ESCROW DICKSON

Transaction

Amount	Amount on Record
Tax	$1,173.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1521 WHITE BLUFF RD WHITE BLUFF TN 371874815, WHITE BLUFF, TN 37187-4815

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	1521 WHITE BLUFF RD, WHITE BLUFF, TN 37187-4815
Document Number	V14533
Instrument Date	Jun 30, 2020
Transaction Type	Mortgage
Record Updated	Sep 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1521 WHITE BLUFF RD WHITE BLUFF TN 371874815, WHITE BLUFF, TN 37187-4815

Mortgage

Document Number	V14533
Date	Aug 6, 2020
Book Page	001453/000003
Instrument	315667

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 5, 2030

Interest

Rate Type	Adjustable Rate

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	1521 WHITE BLUFF RD, WHITE BLUFF, TN 37187-4815
Document Number	V1278266
Instrument Date	Dec 30, 2016
Transaction Type	Mortgage
Record Updated	Aug 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1521 WHITE BLUFF RD WHITE BLUFF TN 371874815, WHITE BLUFF, TN 37187-4815

Mortgage

Document Number	V1278266
Date	Jan 4, 2017
Book Page	001278/000266
Instrument	272828

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 3, 2032

Tax Assessment & Valuation

Source: Dickson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Dickson County
Municipality	White Bluff Town
Unified School District	Dickson County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$56,325 Land $12,925 Building $43,400
2024		$225,300 Land $51,700 Building $173,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1521 White Bluff Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1521 White Bluff Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATER AUTH OF DICKSON COUNTY serves 68,675 people · EPA ID TN0000191
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ignite Broadband Fiber	2,500 / 2,500
Xfinity Cable · Fiber in parts of the area	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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