1521 W Clover Ln, Dyer, IN 46311 Property Records

Lake County property record for 1521 W Clover Ln, Dyer, IN 46311

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,538 sqft · built 2002
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on File
Last Sale	$435,200 (May 2019)
Tax Bill	$4,972 (2024)
Deeds & Mortgages	Aug 2022 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`009-12-14-0296-0018`

Property Details

APN / Parcel Number

Primary APN	`009-12-14-0296-0018`
Alternative APNs	`45-11-18-430-025.000-034` `121402960018`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,538 sqft Living Area
Gross Area	4,508 sqft
Basement Area	1,259 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2010
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
View / Lot	Extra Front
Garage Type	Attached
Garage Area	711 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	384 sqft
Deck Area	160 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1521 W CLOVER LN
City	DYER
State	IN
Zip	46311-2087
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R33
Legal Description	CASTLE VIEW ESTATES UNIT 3 LOT 55
Legal Subdivision	CASTLE VIEW ESTATES UNIT 3
Legal Lot Number	55
Jurisdiction	LAKE IN
Township / Civil Division	ST. JOHN
Census Block Group	3
Census Block	3003
Census Tract	42802

Owner

1521 W Clover Ln is owned and occupied by two individuals who bought it in May 2019.

Source: Lake County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1521 W CLOVER LN, DYER, IN 46311-2087
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2022	Deed of Trust, Mortgage · Line of Credit U S #1364 FCU
Dec 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN LENDERS INC
May 9, 2019	Warranty Deed, Transfer · Conventional Mortgage CROWN MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2019 · Amount on File
Deed Sale	May 9, 2019 · Amount on File
Deed Document Number	201926975
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	1521 W CLOVER LN, DYER, IN 46311-2087
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034175
Date	Aug 19, 2022
Instrument	2022-534175

Lender

Name	U S #1364 FCU
Type	Credit Union
Address	VALPARAISO, IN 46385

Agreement

Type	Line of Credit
Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	1521 W CLOVER LN, DYER, IN 46311-2087
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088260
Date	Dec 3, 2020
Instrument	2020-088260

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company
Address	HUNTSVILLE, AL 35806

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	May 9, 2019
Property Address	1521 W CLOVER LN, DYER, IN 46311-2087
Document Number	0000026975
Map Reference	MB 90 PG 68
Instrument Date	May 6, 2019
Instrument	2019 026975
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1521 W CLOVER LN, DYER, IN 46311-2087

Mortgage

Document Number	0000026976
Date	May 9, 2019
Instrument	2019 026976

Lender

Name	CROWN MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	St. John Township
Municipality	Dyer Town
Unified School District	Lake Central School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$442,400 Land $87,500 Building $354,900	$442,400 Land $87,500 Building $354,900
2024	$4,972.00
2023		$423,300 (+1.66%) Land $87,500 Building $335,800	$423,300 (+1.66%) Land $87,500 Building $335,800
2022	$5,085.00 Homeowner's exemption	$416,400 Land $87,500 Building $328,900	$416,400 Land $87,500 Building $328,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1521 W Clover Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2006–2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1521 W Clover Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DYER WATER DEPARTMENT serves 16,800 people · EPA ID IN5245011
Water Source	Purchased surface water from HIGHLAND WATER WORKS
Last State Inspection	Jan 2024
Lead	10 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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