1521 W Birch St, Oxnard, CA 93035 Property Records

Ventura County property record for 1521 W Birch St, Oxnard, CA 93035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,074 sqft · built 1962
Lot Size	0.141 acres (6,124 sqft)
Owner	2 Individual Names on File
Last Sale	$174,000 (Oct 1999)
Tax Bill	$3,256 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Sep 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`183-0-321-035`

Property Details

APN / Parcel Number

Primary APN	`183-0-321-035`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,074 sqft Living Area
1st Floor Area	1,074 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Block
Construction Type	Frame
Lot Area	6,124 sqft (0.141 acres)
Lot Dimensions	102 ft deep x 60 ft wide
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1521 W BIRCH ST
City	OXNARD
State	CA
Zip	93035-2710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT: 125500 LOT: 18 REF: 029MR 037
Legal Subdivision	TRACT 1255
Legal Tract	125500
Legal Block	321
Legal Lot Number	18
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1001
Census Tract	8800

Owner

1521 W Birch St is owned and occupied by two individuals who bought it in October 1999.

Source: Ventura County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1521 W BIRCH ST, OXNARD, CA 93035-2710
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Deed of Trust, Mortgage · Line of Credit SUMMIT LENDING
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOP FLITE FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 1999 · Amount on File
Deed Sale	Oct 22, 1999 · Amount on File
Deed Document Number	1999195259
Prior Transfer Date	Jan 23, 1997
Prior Transfer Doc	0000016095
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1521 W BIRCH ST, OXNARD, CA 93035-2710
Transaction Type	Mortgage
Record Updated	Jan 11, 2024
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1521 W BIRCH ST, OXNARD, CA 93035-2710

Mortgage

Document Number	0000084067
Date	Dec 29, 2023
Instrument	2023000084067

Lender

Name	SUMMIT LENDING
Type	Non-Lending Institution
Address	HUNTINGTON BEACH, CA 92649

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1521 W BIRCH ST, OXNARD, CA 93035-2710
Transaction Type	Mortgage
Record Updated	Sep 24, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1521 W BIRCH ST, OXNARD, CA 93035-2710

Mortgage

Document Number	0000167584
Date	Sep 10, 2021
Instrument	20210910-00167584

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company
Address	WILLIAMSTON, MI 48895

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1521 W Birch St was $3,256 with a homeowner's exemption, up 2.3% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$272,587 (+2%) Land $109,032 Building $163,555
2025	$3,256.00 (+2.26%) Homeowner's exemption	$267,243 Land $106,894 Building $160,349
2024	$3,184.00 (+3.81%)
2023	$3,067.00 (+3.13%) Homeowner's exemption	$256,866 Land $102,743 Building $154,123
2022	$2,974.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1521 W Birch St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1521 W Birch St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 789 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Frontier, GeoLinks, T-Mobile, Verizon.

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