Grayson County property record for 1521 Timbercreek Dr, Howe, TX 75459
| Property Type | Single Family Home |
|---|---|
| Details | 1,387 sqft · built 2018 |
| Lot Size | 0.188 acres (8,211 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,226 (2024) |
| Deeds & Mortgages | Nov 2021 Mortgage Sep 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | H001 5930018 |
| Primary APN | H001 5930018 |
|---|---|
| Alternative APN |
|
| Building Area | 1,387 sqft Living Area |
|---|---|
| Gross Area | 1,807 sqft |
| 1st Floor Area | 1,387 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 8,211 sqft (0.188 acres) |
| Lot Dimensions | 103 ft deep x 79 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 74 sqft |
| Account Number | 152091 |
|---|---|
| Old Parcel Number | H001 5930018 |
| Street Address | 1521 TIMBERCREEK DR |
| City | HOWE |
| State | TX |
| Zip | 75459-2887 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PIONEER VALLEY, BLOCK A, LOT 18 |
| Legal Subdivision | PIONEER VALLEY |
| Legal Block | A |
| Legal Lot Number | 18 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | EAST GRAYSON |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 1801 |
1521 Timbercreek Dr is owned and occupied by an individual who acquired it in September 2025.
Source: Grayson County records, as of October 20, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1521 TIMBERCREEK DR, HOWE, TX 75459-2887 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 12, 2021 | Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Sep 30, 2025 | Vendor's Lien, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Nov 19, 2019 | Vendor's Lien, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Sep 10, 2018 | Vendor's Lien, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Apr 13, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2025 |
| Deed Sale | Sep 30, 2025 |
| Prior Sale | Nov 19, 2019 |
| Deed Document Number | 2025-25456 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 1521 TIMBERCREEK DR, HOWE, TX 75459-2887 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Title Company | ALAMO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000038645 |
|---|---|
| Date | Nov 12, 2021 |
| Instrument | 2021-00038645 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Sep 30, 2025 |
| Property Address | 1521 TIMBERCREEK DR, HOWE, TX 75459-2887 |
| Document Number | 0000025456 |
| Map Reference | VOL 10 PG 95 |
| Instrument Date | Sep 30, 2025 |
| Instrument | 2025-25456 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2025 |
| Title Company | RED RIVER TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 607 SUNFLOWER TRL, SHERMAN, TX 75092-1175 |
| Name | Verified Name |
|---|---|
| Address | 1521 TIMBERCREEK DR, HOWE, TX 75459-2887 |
| Document Number | 0000025457 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 2025-25457 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Number | 0000025458 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 2025-25458 |
| Name | THE BANK OF NEW YORK MELLON TRUST COMPAN |
|---|---|
| Type | Private Party |
| Address | 4655 SALISBURY RD STE 300, JACKSONVILLE, FL 32256 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Nov 19, 2019 |
| Property Address | 1521 TIMBERCREEK DR, HOWE, TX 75459-2887 |
| Document Number | 0000028127 |
| Map Reference | VOL 10 PG 95 |
| Instrument Date | Nov 18, 2019 |
| Instrument | 2019-00028127 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1521 TIMBERCREEK DR, HOWE, TX 75459-2887 |
| Document Number | 0000028128 |
|---|---|
| Date | Nov 19, 2019 |
| Instrument | 2019-00028128 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Sep 10, 2018 |
| Property Address | 1521 TIMBERCREEK DR, HOWE, TX 75459-2887 |
| Document Number | 0000020410 |
| Map Reference | VOL10 PG95 |
| Instrument Date | Sep 7, 2018 |
| Instrument | 2018-00020410 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2021 |
| Title Company | RED RIVER TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1521 TIMBERCREEK DR, HOWE, TX 75459-2887 |
| Document Number | 0000020411 |
|---|---|
| Date | Sep 10, 2018 |
| Instrument | 2018-00020411 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Apr 13, 2017 |
| Property Address | 1521 TIMBERCREEK DR, HOWE, TX 75459-2887 |
| Document Number | 0000007885 |
| Book / Page | 005982 / 000798 |
| Instrument Date | Apr 13, 2017 |
| Instrument | 7885 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 18 LINKS EST DENISON TX 750202774, DENISON, TX 75020-2774 |
Source: Grayson County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Municipality | Howe Town |
| Unified School District | Howe Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $296,470 Land $60,933 Building $265,892 | $326,825 Land $60,933 Building $265,892 | |
| 2024 | $4,226.00 | ||
| 2023 | $300,265 Land $60,933 Building $239,332 | $300,265 Land $60,933 Building $239,332 | |
| 2022 | $4,358.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1521 Timbercreek Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 10 (2006–2022) |
| Claims Outside the SFHA | 8 of 10 |
| Most Recent Claim | Nov 2022 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1521 Timbercreek Dr is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 80% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOWE serves 4,548 people · EPA ID TX0910013 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| TekWav Fixed Wireless | 100 / 20 |
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