Gaston County property record for 1521 Reflection Pointe Blvd, Belmont, NC 28012
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,545 sqft · built 2023 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $145,000 (May 2021) |
| Tax Bill | $12,447 (2025) |
| Deeds & Mortgages | Jun 2022 Construction Loan May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 203989 |
| Primary APN | 203989 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 4,545 sqft Heated Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Custom Design |
| Lot Area | 20,038 sqft (0.46 acres) |
| Street Address | 1521 REFLECTION POINTE BLVD |
|---|---|
| City | BELMONT |
| State | NC |
| Zip | 28012-6761 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REFLECTION POINTE L 241 15 109 004 00 000 |
| Legal Subdivision | REFLECTION POINTE PHASE II |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 32406 |
Source: Gaston County records, as of June 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1011 CHURCHILL DOWNS CT, E, CHARLOTTE, NC 28211-1550 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2022 | Deed of Trust, Mortgage · Construction Mortgage TD BANK NA |
| May 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2021 · Amount on Record |
| Deed Sale | May 25, 2021 · Amount on Record |
| Prior Sale | Nov 1, 2006 · Amount on Record |
| Deed Book / Page | 5231 / 315 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 1521 REFLECTION POINTE BLVD, BELMONT, NC 28012-6761 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0053451460 |
|---|---|
| Date | Jun 21, 2022 |
| Book Page | 5345/1460 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | May 25, 2021 |
| Property Address | 1521 REFLECTION POINTE BLVD, BELMONT, NC 28012-6761 |
| Document Number | 0052310315 |
| Book / Page | 5231 / 315 |
| Map Reference | MB 67 PG 86-88 |
| Instrument Date | May 25, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Title Company | TRYON TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $290.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2736 SHANNON DR, 2736, BELMONT, NC 28012-6521 |
| Name | Verified Name |
|---|---|
| Address | 1116 EASTVIEW DR, CHARLOTTE, NC 28211-1531 |
| Document Number | 5231317 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 5231/317 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Jun 1, 2022 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 6.75% |
| Index | Other |
| Max Rate | 9.75% |
Source: Gaston County assessment roll, as of August 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Belmont City |
| County | Gaston County |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,447.00 (+884.73%) | $1,172,440 (+963.15%) Land $110,280 Building $1,062,160 | |
| 2023 | $1,264.00 | $110,280 Land $110,280 | |
| 2021 | $62,030 Land $62,030 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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