1521 N River Rd, Algonquin, IL 60102 Property Records

McHenry County property record for 1521 N River Rd, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,482 sqft · built 2004
Lot Size	0.769 acres (33,541 sqft)
Owner	Trust Name on Record
Last Sale	$375,000 (May 2018)
Deeds & Mortgages	May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-26-351-043`

Property Details

APN / Parcel Number

Primary APN	`19-26-351-043`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,482 sqft
Gross Area	5,319 sqft
1st Floor Area	1,837 sqft
2nd Floor Area	1,645 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Other
Exterior Material	Other
Lot Area	33,541 sqft (0.769 acres)
Lot Dimensions	263 ft deep x 317 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1521 N RIVER RD
City	ALGONQUIN
State	IL
Zip	60102-2412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2018R0016021 PT NW1/4 SW1/4
Legal Range	08E
Legal Township	43N
Legal Section	26
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	4
Census Block	4035
Census Tract	871600

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on Record
Mailing Address	1521 N RIVER RD, ALGONQUIN, IL 60102-2412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2018 · Amount on Record
Deed Sale	May 17, 2018 · Amount on Record
Prior Sale	Oct 27, 2016
Deed Document Number	2018R0016021
Record Updated	Jun 7, 2026

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCHENRY IL
Recording Date	May 17, 2018
Property Address	1521 N RIVER RD, ALGONQUIN, IL 60102-2412
Document Number	0000016021
Instrument Date	Apr 25, 2018
Instrument	16021
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$563.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1521 N RIVER RD ALGONQUIN IL 601022412, ALGONQUIN, IL 60102-2412

Mortgage

Document Number	16022
Date	May 17, 2018
Instrument	16022

Lender

Name	PALUMBO JOSEPH L TRUST (RT)
Address	201 CHRISTINA DR, EAST DUNDEE, IL 60118-3540

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2048

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$189,163 Land $26,835 Building $162,328	$567,489 Land $80,505 Building $486,984

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	4 (1979–1987)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 1987 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20