1521 N 1040 W, Orem, UT 84057 Property Records

Utah County property record for 1521 N 1040 W, Orem, UT 84057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,080 sqft · built 1977
Lot Size	0.251 acres (10,926 sqft)
Owner	2 Individual Names on Record
Last Sale	$491,100 (Feb 2021)
Tax Bill	$2,022 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`52-121-0008`

Property Details

APN / Parcel Number

Primary APN	`52-121-0008`
Alternative APN	`079252`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	2,727 sqft
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1993
Architectural Style	A-Frame
Exterior Material	Brick/Stone
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	10,926 sqft (0.251 acres)
Garage Type	Attached
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces
Porch	Raised Porch
Porch Area	15 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	079252
Street Address	1521 N 1040 W
City	OREM
State	UT
Zip	84057-2401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8, PLAT A, SAGE CREST SUB AREA 0.251 AC.
Legal Subdivision	SAGE CREST
Legal Lot Number	8
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	2
Census Block	2001
Census Tract	706

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1521 N 1040 W, OREM, UT 84057-2401
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2018	Deed of Trust, Mortgage · Line of Credit UTAH COMMUNITY CU
Feb 5, 2021	Warranty Deed, Transfer · Conventional Mortgage CANOPY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2021 · Amount on Record
Deed Sale	Feb 5, 2021 · Amount on Record
Prior Sale	Jun 18, 2014 · Amount on Record
Deed Document Number	202122697
Prior Transfer Date	May 21, 2013
Prior Transfer Doc	0000049628
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1521 N 1040 W, OREM, UT 84057-2401
Transaction Type	Mortgage
Record Updated	May 12, 2022
Title Company	MERIDIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000100475
Date	Oct 19, 2018
Instrument	100475:2018

Lender

Name	UTAH COMMUNITY CU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	168 Months
Due	Oct 18, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Feb 5, 2021
Property Address	1521 N 1040 W, OREM, UT 84057-2401
Document Number	0000022697
Instrument Date	Feb 4, 2021
Instrument	22697:2021
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	BAY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1521 N 1040 W, OREM, UT 84057-2401

Mortgage

Document Number	0000022738
Date	Feb 5, 2021
Instrument	22738:2021

Lender

Name	CANOPY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Orem City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$256,685 (-44.39%)	$466,700 (+1.1%) Land $206,600 Building $260,100
2025	$2,022.00 (+0.05%)	$461,600 (+101.07%) Land $206,600 Building $255,000	$461,600 (+10.59%) Land $206,600 Building $255,000
2024	$2,021.00 (+15.75%)
2023	$1,746.00 (+1.63%)	$229,570	$417,400 Land $196,800 Building $220,600
2022	$1,718.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREM CITY WATER SYSTEM serves 98,129 people · EPA ID UTAH25020
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Wasatch Broadband Fixed Wireless	900 / 900
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Rise Broadband, T-Mobile, Utah Broadband.

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