San Luis Obispo County property record for 1521 Mesa Rd, Nipomo, CA 93444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,438 sqft · built 2016 |
| Lot Size | 0.486 acres (21,180 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,987,500 (Sep 2024) |
| Tax Bill | $21,146 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Apr 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 091-702-054 |
| Primary APN | 091-702-054 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,438 sqft Living Area |
| 1st Floor Area | 3,438 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Construction Type | Wood |
| Lot Area | 21,180 sqft (0.486 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 1521 MESA RD |
|---|---|
| City | NIPOMO |
| State | CA |
| Zip | 93444-6648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | TR 2341-4 LT 779 |
| Legal Subdivision | WOODLANDS |
| Legal Tract | 2341-4 |
| Legal Block | 1 |
| Legal Lot Number | 779 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 12306 |
Source: San Luis Obispo County records, as of August 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 8909 MONTMEDY CT, BAKERSFIELD, CA 93311-1580 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Mar 13, 2024 | Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU |
| Apr 27, 2023 | Intrafamily Transfer, Transfer · Line of Credit THE GOLDEN 1 CU |
| Oct 26, 2022 | Grant Deed, Transfer · Conventional Mortgage CENTRAL COAST LENDING INC |
| Sep 25, 2020 | Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2024 · Amount on Record |
| Deed Sale | Sep 3, 2024 · Amount on Record |
| Prior Sale | Oct 26, 2022 · Amount on Record |
| Deed Document Number | 202424803 |
| Prior Transfer Date | Apr 18, 2023 |
| Prior Transfer Doc | 0000011536 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1521 MESA RD, NIPOMO, CA 93444-6648 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2024 |
| Title Company | PLACER TITLE COMPANY/NCS, PLACER TITLE COMPANY ROSEV |
| Name | Verified Name |
|---|---|
| Address | 1521 MESA RD, NIPOMO, CA 93444-6648 |
| Document Number | 0000006580 |
|---|---|
| Date | Mar 13, 2024 |
| Instrument | 2024006580 |
| Name | THE GOLDEN 1 CU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95826 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Apr 27, 2023 |
| Property Address | 1521 MESA RD, NIPOMO, CA 93444-6648 |
| Document Number | 0000011536 |
| Map Reference | MB 30 PG 49-66 |
| Instrument Date | Apr 18, 2023 |
| Instrument | 2023011536 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2023 |
| Title Company | PLACER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1521 MESA RD, NIPOMO, CA 93444-6648 |
| Document Number | 0000011537 |
|---|---|
| Date | Apr 27, 2023 |
| Instrument | 2023011537 |
| Name | THE GOLDEN 1 CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Oct 26, 2022 |
| Property Address | 1521 MESA RD, NIPOMO, CA 93444-6648 |
| Document Number | 0000042576 |
| Map Reference | MB 30 PG 49-66 |
| Instrument Date | Sep 15, 2022 |
| Instrument | 2022042576 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1521 MESA RD, NIPOMO, CA 93444-6648 |
| Document Number | 0000042577 |
|---|---|
| Date | Oct 26, 2022 |
| Instrument | 2022042577 |
| Name | CENTRAL COAST LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Nov 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Sep 25, 2020 |
| Property Address | 1521 MESA RD, NIPOMO, CA 93444-6648 |
| Document Number | 0000053171 |
| Map Reference | MB 30 PG 49-66 |
| Instrument Date | Sep 5, 2020 |
| Instrument | 2020053171 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 1521 MESA RD, NIPOMO, CA 93444-6648 |
| Document Number | 0000053172 |
|---|---|
| Date | Sep 25, 2020 |
| Instrument | 2020053172 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,026,842 (+2%) Land $969,000 Building $1,057,842 | |
| 2025 | $21,146.00 (+2.88%) | $1,987,100 (+1.9%) Land $950,000 Building $1,037,100 |
| 2023 | $20,554.00 (+38.6%) Homeowner's exemption | $1,950,000 Land $950,000 Building $1,000,000 |
| 2022 | $14,830.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 69% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOODLANDS DEVELOPMENT private · serves 3,862 people · EPA ID CA4010081 |
|---|---|
| Water Source | Purchased surface water from NIPOMO COMM SERVICES DIST |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
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