1521 Locust St, Malvern, AR 72104 Property Records

Hot Spring County property record for 1521 Locust St, Malvern, AR 72104

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,947 sqft · built 1965
Lot Size	0.343 acres (14,980 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Jul 2025)
Tax Bill	$320 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`700-05474-000`

Property Details

APN / Parcel Number

Primary APN	`700-05474-000`
Alternative APN	`23178`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,947 sqft Living Area
1st Floor Area	1,947 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Shingle
Lot Area	14,980 sqft (0.343 acres)
Lot Dimensions	140 ft deep x 107 ft wide
Garage Type	Mixed
Garage Area	915 sqft
Driveway	Driveway
Driveway Area	450 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	223 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1521 LOCUST ST
City	MALVERN
State	AR
Zip	72104-5121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 6-7 BLOCK 4
Legal Range	17W
Legal Township	04S
Legal Section	27
Legal Subdivision	J A SULLENBERGER
Legal Block	4
Legal Lot Number	6,7 7
Jurisdiction	HOT SPRING AR
Township / Civil Division	FENTER
Census Block Group	1
Census Block	1069
Census Tract	20300

Owner

Source: Hot Spring County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1521 LOCUST ST, MALVERN, AR 72104-5121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2025	Warranty Deed, Transfer · USDA Mortgage GMFS LLC
Mar 5, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST ARKANSAS FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2025 · Amount on Record
Deed Sale	Jul 15, 2025 · Amount on Record
Prior Sale	Mar 5, 2018 · Amount on Record
Deed Document Number	2025-003106
Deed Book / Page	389 / 843
Record Updated	Jun 8, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOT SPRING AR
Recording Date	Jul 15, 2025
Property Address	1521 LOCUST ST, MALVERN, AR 72104-5121
Document Number	000389/843
Book / Page	389 / 843
Instrument Date	Jul 11, 2025
Instrument	2025-003106
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	FIRST NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	206 N ROSE ST, SHERIDAN, AR 72150-2140

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1521 LOCUST ST, MALVERN, AR 72104-5121

Mortgage

Document Number	0000541294
Date	Jul 15, 2025
Instrument	541/294

Lender

Name	GMFS LLC
Type	Subprime Lender

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOT SPRING AR
Recording Date	Mar 5, 2018
Property Address	1521 LOCUST ST, MALVERN, AR 72104-5121
Document Number	000345/483
Book / Page	345 / 483
Instrument Date	Mar 1, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$326.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1301 W WHITESTONE BLVD APT 140, 1301, CEDAR PARK, TX 78613-7294

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1521 LOCUST ST, MALVERN, AR 72104-5121

Mortgage

Document Number	0000459987
Date	Mar 5, 2018
Instrument	459/987

Lender

Name	FIRST ARKANSAS FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Hot Spring County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Hot Spring County
Municipality	Malvern City
Unified School District	Malvern Special School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$320.00 (-35.35%) Homeowner's exemption	$18,110 (-) Land $1,175 Building $16,935
2023	$495.00 Homeowner's exemption	$18,110 Land $1,175 Building $16,935	$90,550 Land $5,875 Building $84,675

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1997–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALVERN WATERWORKS serves 14,410 people · EPA ID AR0000237
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: South Central Connect.

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