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1521 Kais St, Baker, FL 32531 Property Records

Okaloosa County property record for 1521 Kais St, Baker, FL 32531

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,300 sqft · built 2021
Lot Size0.586 acres (25,522 sqft)
Owner2 Individual Names on File
Last Sale$450,000 (Sep 2021)
Tax Bill$117 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Jul 2020 Sale & Construction Loan
+ 2 more
Flood ZoneZone X (minimal risk)
APNC56-001-054-9917-2

Property Details

APN / Parcel Number

Primary APNC56-001-054-9917-2
Alternative APNs
  • 17-3N-24-1100-000C-0030
  • 24N3171100000C0030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,300 sqft Living Area
Gross Area3,131 sqft
1st Floor Area2,300 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area25,522 sqft (0.586 acres)
Garage TypeAttached
Garage Area625 sqft
PorchSlab
GazeboGazebo

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1521 KAIS ST
CityBAKER
StateFL
Zip32531-8483
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMOSSY OAKS PLANTATION PH II LOT 3 BLK C
Legal Range24W
Legal Township03N
Legal Section17
Legal SubdivisionMOSSY OAKS PLANTATION
Legal Phase2
Legal BlockC
Legal Lot Number3
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group2
Census Block2040
Census Tract20102

Owner

1521 Kais St is owned and occupied by two individuals who bought it in September 2021.

Source: Okaloosa County records, as of July 22, 2026

Owner of Record2 Individual Names on File
Mailing Address1521 KAIS ST, BAKER, FL 32531-8483
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2021Warranty Deed, Transfer · VA Mortgage
GUARANTEED RATE INC
Jul 22, 2020Warranty Deed, Construction Loan · Construction Mortgage
THE FIRST A NATIONAL BANKING ASSN
Jun 29, 2020Warranty Deed, Transfer
PRATT AYCOCK TITLE LLC
Jun 29, 2020Warranty Deed, Transfer
PRATT AYCOCK TITLE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 2, 2021 · Amount on File
Deed SaleSep 2, 2021 · Amount on File
Prior SaleJul 22, 2020 · Amount on File
Deed Document Number20213485437
Deed Book / Page3571 / 830
Record UpdatedSep 20, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateSep 2, 2021
Property Address1521 KAIS ST, BAKER, FL 32531-8483
Document Number0035710830
Book / Page3571 / 830
Map ReferenceMB 26 PG 51-53
Instrument DateAug 27, 2021
Instrument3485437
Transaction TypeTransfer
Record UpdatedSep 24, 2021
Title CompanyBRIGHT LIGHT LAND TITLE COMPANY LLC, BRIGHT LIGHT LAND TTL CO LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,150.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address323 RACETRACK RD NW UNIT 3213, 323, FORT WALTON BEACH, FL 32547-4517

Transferred To (Grantee/Buyer)

NameVerified Name
Address1521 KAIS ST, BAKER, FL 32531-8483

Mortgage

Document Number3571833
DateSep 2, 2021
Instrument3571/833
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2051

July 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJul 22, 2020
Property Address1521 KAIS ST, BAKER, FL 32531-8483
Document Number0034771432
Book / Page3477 / 1432
Map ReferenceMB 26 PG 51-53
Instrument DateJul 2, 2020
Instrument3375212
Transaction TypeConstruction Loan
Record UpdatedJan 10, 2022
Title CompanyBRIGHT LIGHT LAND TTL CO LLC

Transaction

AmountAmount on Record
Tax$210.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2797 PHIL TYNER RD, 2797, CRESTVIEW, FL 32536-9391

Transferred To (Grantee/Buyer)

NameVerified Name
AddressKAIS STREET, BAKER, FL 32531

Mortgage

Document Number0034771434
DateJul 22, 2020
Instrument3477/1434
Lender
NameTHE FIRST A NATIONAL BANKING ASSN
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term181 Months
DueAug 1, 2035

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJun 29, 2020
Property Address1521 KAIS ST, BAKER, FL 32531-8483
Document Number0034714954
Book / Page003471 / 004954
Instrument DateJun 26, 2020
Instrument3369170
Transaction TypeTransfer
Record UpdatedAug 13, 2020
Title CompanyPRATT AYCOCK TITLE LLC

Transaction

AmountAmount on Record
Tax$196.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1255 CRESTVIEW FL 325361255, CRESTVIEW, FL 32536-1255

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJun 29, 2020
Property Address1521 KAIS ST, BAKER, FL 32531-8483
Document Number0034714331
Book / Page003471 / 004331
Instrument DateJun 26, 2020
Instrument3369014
Transaction TypeTransfer
Record UpdatedAug 13, 2020
Title CompanyPRATT AYCOCK TITLE LLC

Transaction

AmountAmount on Record
Tax$98.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6072 HIGHWAY 85 N CRESTVIEW FL 325367152, CRESTVIEW, FL 32536-7152

Tax Assessment & Valuation

The 2025 property tax bill for 1521 Kais St was $117 with exemptions applied.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$117.00 Homeowner's exemption Veteran's exemption$344,626 Land $30,373 Building $314,253$344,626 Land $30,373 Building $314,253
2023$103.00 (-96.51%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$345,499 (+3.57%)$356,116 (+6.75%) Land $25,805 Building $330,311
2022$2,955.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$333,591 Land $24,117 Building $309,474$333,591 Land $24,117 Building $309,474

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1521 Kais St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1521 Kais St is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 79% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Starlink
Satellite		280 / 30

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