Black Hawk County property record for 1521 E Gresham Rd, Waterloo, IA 50703 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1910 |
| Square Footage | 845 sqft Living Area |
| Lot Size | 50,094 sqft (1.15 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $64,000 (2005) |
| Tax Bill | $1,612.00 (2025) |
| Primary APN | 9012-06-451-005 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 4 Rooms |
| Building Area | 845 sqft Living Area |
| 1st Floor | 384 sqft 1st Floor |
| Basement Area | 576 sqft Basement |
| Game Room | Game Room |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 50,094 sqft (1.15 acres) |
| Shed | 1 Shed |
| Deck Area | 192 sqft Deck |
| Patio Area | 60 sqft Patio |
| Cooling System | None Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1521 E GRESHAM RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-9428 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PARCEL B OF SE 1/4 SEC 6 T 90 R 12 DESC AS E 120.02 FT OF W 299.76 FT OF S 450.19 FT SAID SE 1/4 SEC 6 EXC RD |
| Legal Range | 12W |
| Legal Township | 90N |
| Legal Section | 06 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | BENNINGTON |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 2700 |
Source: Black Hawk County records · APN 9012-06-451-005
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1521 E GRESHAM RD, WATERLOO, IA 50703-9428 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 18, 2024 | Deed of Trust, Mortgage · Reverse Mortgage CEDAR FALLS COMMUNITY CU |
| Mar 22, 2021 | Deed of Trust, Mortgage · Stand Alone Second Mortgage CEDAR FALLS COMMUNITY CU |
| Oct 28, 2019 | Deed of Trust, Mortgage · Stand Alone Refinance CEDAR FALLS COMMUNITY CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 17, 2005 · Amount on Record |
| Deed Sale | Nov 17, 2005 · Amount on Record |
| Deed Doc Number | 2005200612929 |
| Last Transfer Date | Oct 31, 2011 |
| Transfer Doc | 2012008252 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1521 E GRESHAM RD, WATERLOO, IA 50703-9428 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1521 E GRESHAM RD, WATERLOO, IA 50703-9428 |
| Document Number | 202400011329 |
|---|---|
| Date | Mar 18, 2024 |
| Instrument | 202400011329 |
| Name | CEDAR FALLS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | 123 W 4TH ST, CEDAR FALLS, IA 50613 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 01, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1521 E GRESHAM RD, WATERLOO, IA 50703-9428 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100019808 |
|---|---|
| Date | Mar 22, 2021 |
| Instrument | 202100019808 |
| Name | CEDAR FALLS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CEDAR FALLS, IA 50613 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 05, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1521 E GRESHAM RD, WATERLOO, IA 50703-9428 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202000007798 |
|---|---|
| Date | Oct 28, 2019 |
| Instrument | 202000007798 |
| Name | CEDAR FALLS COMMUNITY CREDIT UNION |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 01, 2029 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Unified School District | Denver Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,612.00 Homeowner's exemption | $145,660 (+10.28%) Land $61,200 Building $84,460 | $145,660 (+10.28%) Land $61,200 Building $84,460 |
| 2024 | $1,612.00 (+13.2%) | ||
| 2023 | $132,080 (+29.36%) Land $51,000 Building $81,080 | $132,080 (+29.36%) Land $51,000 Building $81,080 | |
| 2022 | $1,424.00 Homeowner's exemption | $102,100 Land $40,800 Building $61,300 | |
| 2021 | $102,100 Land $40,800 Building $61,300 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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