1521 E Beardsley Ave, Elkhart, IN 46514 Property Records

Elkhart County property record for 1521 E Beardsley Ave, Elkhart, IN 46514

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,176 sqft · built 1930
Lot Size	0.275 acres (11,979 sqft)
Owner	2 Individual Names on File
Last Sale	$488,974 (Aug 2025)
Tax Bill	$2,269 (2024)
Deeds & Mortgages	Nov 2021 Line of Credit Nov 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-02-33-452-013.000-027`

Property Details

APN / Parcel Number

Primary APN	`20-02-33-452-013.000-027`
Alternative APN	`0233452013027`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,176 sqft Living Area
Gross Area	2,944 sqft
1st Floor Area	2,176 sqft
Basement Area	768 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	11,979 sqft (0.275 acres)
Lot Dimensions	120 ft deep x 100 ft wide
View / Lot	Extra Front
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	560 sqft
Porch	Enclosed Frame Porch
Porch Area	108 sqft
Deck Area	Deck Area
Patio Area	592 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1521 E BEARDSLEY AVE
City	ELKHART
State	IN
Zip	46514-3730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	GREENLEAF PARK LOT 88 & 89
Legal Subdivision	GREENLEAF PARK
Legal Block	452
Legal Lot Number	88,89
Jurisdiction	ELKHART IN
Township / Civil Division	OSOLO
Census Block Group	2
Census Block	2014
Census Tract	1702

Owner

1521 E Beardsley Ave is owned and occupied by two individuals who bought it in August 2025.

Source: Elkhart County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1521 E BEARDSLEY AVE, ELKHART, IN 46514-3730
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · Line of Credit INTERRA CU
Nov 14, 2022	Deed of Trust, Mortgage · Line of Credit INTERRA CU
Aug 15, 2025	Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2025 · Amount on File
Deed Sale	Aug 15, 2025 · Amount on File
Prior Sale	Sep 16, 2020 · Amount on File
Deed Document Number	202513969
Prior Transfer Date	Sep 15, 2020
Prior Transfer Doc	0000001210
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	1521 E BEARDSLEY AVE, ELKHART, IN 46514-3730
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000047
Date	Nov 5, 2021
Instrument	2021-30047

Lender

Name	INTERRA CU
Type	Credit Union
Address	GOSHEN, IN 46527

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Nov 1, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	1521 E BEARDSLEY AVE, ELKHART, IN 46514-3730
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004002
Date	Nov 14, 2022
Instrument	2022-24002

Lender

Name	INTERRA CU
Type	Credit Union
Address	GOSHEN, IN 46527

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Nov 7, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Aug 15, 2025
Property Address	1521 E BEARDSLEY AVE, ELKHART, IN 46514-3730
Document Number	0000003969
Map Reference	MB 1 PG 154-156
Instrument Date	Aug 12, 2025
Instrument	2025-13969
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	UNKNOWN, MERIDIAN TITLE CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1521 E BEARDSLEY AVE, ELKHART, IN 46514-3730

Mortgage

Date	Aug 15, 2025

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Osolo Township
Municipality	Elkhart City
Unified School District	Elkhart Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$240,800 (+8.03%) Land $20,900 Building $219,900	$240,800 (+8.03%) Land $20,900 Building $219,900
2024	$2,269.00 (+6.23%)	$222,900 (+6.96%) Land $20,900 Building $202,000	$222,900 (+6.96%) Land $20,900 Building $202,000
2023		$208,400 (+6.22%) Land $20,900 Building $187,500	$208,400 (+6.22%) Land $20,900 Building $187,500
2022	$2,136.00 Homeowner's exemption	$196,200 Land $20,900 Building $175,300	$196,200 Land $20,900 Building $175,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1521 E Beardsley Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1521 E Beardsley Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELKHART PUBLIC WORKS AND UTILITIES serves 46,455 people · EPA ID IN5220008
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Surf Internet Fiber	1,000 / 1,000

May also be available: T-Mobile.

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