1521 Chapala Way, Modesto, CA 95355 Property Records

Stanislaus County property record for 1521 Chapala Way, Modesto, CA 95355

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,167 sqft · built 1973
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$256,500 (Nov 2004)
Tax Bill	$3,935 (2026)
Deeds & Mortgages	Feb 2024 Mortgage May 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`066-003-015-000`

Property Details

APN / Parcel Number

Primary APN	`066-003-015-000`
Alternative APNs	`0660315000` `0660315`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,167 sqft Living Area
1st Floor Area	1,167 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Block
Construction Type	Wood
Lot Area	5,663 sqft (0.13 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1521 CHAPALA WAY
City	MODESTO
State	CA
Zip	95355-2129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 12818 COFFEE PLAZA #5
Legal Subdivision	FOFFEE PLAZA 05
Legal Block	12818
Legal Lot Number	5
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	2
Census Block	2001
Census Tract	910

Owner

1521 Chapala Way is owned and occupied by two individuals who acquired it in April 2023.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1521 CHAPALA WAY, MODESTO, CA 95355-2129
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Deed of Trust, Mortgage · Commercial Mortgage FARMERS & MERCHANTS BANK OF CENTRAL CA
May 2, 2023	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage FARMERS & MERCHANTS BANK OF CENTRAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2004 · Amount on File
Deed Sale	Nov 4, 2004 · Amount on File
Prior Sale	Apr 14, 1995 · Amount on File
Deed Document Number	2004183389
Last Transfer Date	Apr 12, 2023
Transfer Doc	0000019108
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1521 CHAPALA WAY, MODESTO, CA 95355-2129
Transaction Type	Mortgage
Record Updated	Mar 5, 2024
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1521 CHAPALA WAY, MODESTO, CA 95355-2129

Mortgage

Document Number	0000008225
Date	Feb 21, 2024
Instrument	2024-0008225

Lender

Name	FARMERS & MERCHANTS BANK OF CENTRAL CA
Type	Bank
Address	LODI, CA 95241

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	May 2, 2023
Property Address	1521 CHAPALA WAY, MODESTO, CA 95355-2129
Document Number	0000019108
Map Reference	MB 23 PG 69
Instrument Date	Apr 12, 2023
Instrument	2023-0019108
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1521 CHAPALA WAY, MODESTO, CA 95355-2129

Mortgage

Document Number	0000019109
Date	May 2, 2023
Instrument	2023-0019109

Lender

Name	FARMERS & MERCHANTS BANK OF CENTRAL
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1521 Chapala Way was $3,935 with a homeowner's exemption, up 1.6% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,935.00 (+1.63%) Homeowner's exemption	$364,598 (+2%) Land $127,952 Building $236,646
2025	$3,872.00 Homeowner's exemption	$357,450 Land $125,444 Building $232,006
2023	$3,727.00 (+4.28%) Homeowner's exemption	$343,572 Land $120,574 Building $222,998
2022	$3,574.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1521 Chapala Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1521 Chapala Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 646 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum, T-Mobile, Verizon.

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