1521 Cedar Ave, Moncks Corner, SC 29461 Property Records

Berkeley County property record for 1521 Cedar Ave, Moncks Corner, SC 29461

Property Summary

Property Type	Single Family Home
Details	3,698 sqft · built 2018
Lot Size	0.418 acres (18,213 sqft)
Owner	Individual Name on File
Last Sale	$61,000 (Jul 2016)
Tax Bill	$2,069 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`143-14-02-030`

Property Details

APN / Parcel Number

Primary APN	`143-14-02-030`

Interior

Building Area	3,698 sqft Finished Area
1st Floor Area	2,166 sqft
2nd Floor Area	1,532 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Roof Type	Hip
Roof Material	Asphalt
Lot Area	18,213 sqft (0.418 acres)
Garage Area	732 sqft
Porch	Slab
Porch Area	610 sqft
Storage Building	1,863 sqft

Location & Zoning

Street Address	1521 CEDAR AVE
City	MONCKS CORNER
State	SC
Zip	29461-9233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	ASSESSMENT DISTRICT: 200FAIRLAWN BARONY
Legal Subdivision	CEDAR ISLAND AT FAIRLAWN BARONY
Legal Block	H
Legal Lot Number	10
Jurisdiction	BERKELEY SC
Township / Civil Division	MONCKS CORNER
Census Block Group	1
Census Block	1017
Census Tract	20506

Owner

1521 Cedar Ave is owned and occupied by an individual who bought it in July 2016.

Source: Berkeley County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1521 CEDAR AVE, MONCKS CORNER, SC 29461-9233
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Nov 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Sep 6, 2017	Trustee's Deed, Construction Loan · Construction Mortgage FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2016 · Amount on File
Deed Sale	Jul 12, 2016 · Amount on File
Prior Sale	Jul 20, 2004 · Amount on File
Deed Document Number	201621502
Deed Book / Page	2221 / 355
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	1521 CEDAR AVE, MONCKS CORNER, SC 29461-9233
Transaction Type	Mortgage
Record Updated	Apr 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04210/0496
Date	Apr 8, 2022
Book Page	4210/496
Instrument	2022014646

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	May 1, 2029
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	9.12%
Index	1-Year CMT
Max Rate	8.12%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	1521 CEDAR AVE, MONCKS CORNER, SC 29461-9233
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3183/0081
Date	Nov 5, 2019
Book Page	3183/0081
Instrument	2019040478

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Nov 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	9.62%

September 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BERKELEY SC
Recording Date	Sep 6, 2017
Property Address	1521 CEDAR AVE, MONCKS CORNER, SC 29461-9233
Book / Page	002557 / 000566
Instrument Date	Sep 6, 2017
Instrument	32635
Transaction Type	Construction Loan
Record Updated	Sep 12, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1521 CEDAR AVE MONCKS CORNER SC 29461, MONCKS CORNER, SC 29461

Mortgage

Document Number	2557/0566
Date	Sep 6, 2017
Book Page	002557/000566
Instrument	32635

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 1521 Cedar Ave was $2,069 with a homeowner's exemption, up 3.6% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$483,138 (+2,400.07%) Land $83,136 Building $400,002	$724,100 (-) Land $124,600 Building $599,500
2025	$2,069.00 (+3.61%)	$19,325 (-) Land $3,325 Building $16,000	$724,100 (-) Land $124,600 Building $599,500
2024	$1,997.00 Homeowner's exemption	$19,325 Land $3,325 Building $16,000	$724,100 Land $124,600 Building $599,500
2022	$2,004.00 Homeowner's exemption	$16,805 Land $2,797 Building $14,008	$435,300 Land $85,100 Building $350,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1521 Cedar Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 61 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	61 in force
Nearby Flood Claims	12 (1989–2016)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Severe Storms And Flooding, Oct 2015 · 6 claims Tropical Storm Gaston, Aug 2004 · 2 claims Hurricane Hugo, Sep 1989 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1521 Cedar Ave is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 75% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONCKS CORNER serves 8,956 people · EPA ID SC0810001
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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