1521 Calvert Rd, Chester, MD 21619 Property Records

Queen Anne's County property record for 1521 Calvert Rd, Chester, MD 21619

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,925 sqft · built 1992
Lot Size	0.865 acres (37,682 sqft)
Owner	Individual Name on File
Last Sale	$725,000 (May 2020)
Tax Bill	$8,299 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-022556`

Property Details

APN / Parcel Number

Primary APN	`04-022556`
Alternative APNs	`4022556` `022556`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,925 sqft Total Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	37,682 sqft (0.865 acres)
Lot Dimensions	260 ft deep x 126 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	210 sqft
Deck Area	780 sqft
Greenhouse	170 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	022556
Street Address	1521 CALVERT RD
City	CHESTER
State	MD
Zip	21619-2861
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC-20
Legal Description	LOT 19 SECTION 7 MARLING FARMS
Legal Subdivision	MARLING FARMS
Legal Lot Number	19
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	4, KENT ISLAND
Census Block Group	1
Census Block	1011
Census Tract	811000

Owner

1521 Calvert Rd is owned and occupied by an individual who bought it in May 2020.

Source: Queen Anne's County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1521 CALVERT RD, CHESTER, MD 21619-2861
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP
May 26, 2020	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Jun 25, 2018	Loan Modification, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2020 · Amount on File
Deed Sale	May 26, 2020 · Amount on File
Prior Sale	Mar 2, 1989 · Amount on File
Deed Book / Page	3342 / 89
Prior Transfer Date	Sep 30, 2010
Prior Transfer Doc	0019730612
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	1521 CALVERT RD, CHESTER, MD 21619-2861
Transaction Type	Mortgage
Record Updated	Jan 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1521 CALVERT RD, CHESTER, MD 21619-2861

Mortgage

Document Number	0046980134
Date	Dec 26, 2025
Book Page	4698/134

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Jan 1, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	1521 CALVERT RD, CHESTER, MD 21619-2861
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036440262
Date	Mar 18, 2021
Book Page	3644/262

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	May 26, 2020
Property Address	1521 CALVERT RD, CHESTER, MD 21619-2861
Document Number	0033420089
Book / Page	3342 / 89
Map Reference	LB TSP 1 FO 94
Instrument Date	May 22, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	BAY EAST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1521 CALVERT RD, CHESTER, MD 21619-2861

Mortgage

Document Number	0000334295
Date	May 26, 2020
Instrument	3342/95

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	QUEEN ANNE'S MD
Property Address	1521 CALVERT RD, CHESTER, MD 21619-2861
Document Number	0029280178
Instrument Date	Jun 25, 2018
Transaction Type	Mortgage
Record Updated	Jul 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1521 CALVERT RD CHESTER MD 216192861, CHESTER, MD 21619-2861

Mortgage

Document Number	0029280178
Date	Jul 9, 2018
Book Page	002928/000178

Lender

Name	MANUFACTURERS & TRADERS TR
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1521 Calvert Rd was $8,299.

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$952,400 (+8.9%) Land $541,900 Building $410,500	$952,400 (-) Land $541,900 Building $410,500
2025	$8,299.00	$874,600	$952,400 Land $541,900 Building $410,500
2023	$6,772.00	$719,000 Land $406,900 Building $312,100	$719,000 Land $406,900 Building $312,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1521 Calvert Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 93 individual policies
Nearby Flood Policies	101 units insured incl. 8 condo units
Nearby Flood Claims	69 (1978–2024)
Claims Outside the SFHA	19 of 69
Most Recent Claim	Aug 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 51 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1521 Calvert Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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