1521 Baker Rd, Lutz, FL 33559 Property Records

Pasco County property record for 1521 Baker Rd, Lutz, FL 33559

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,616 sqft · built 1987
Lot Size	0.166 acres (7,208 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Sep 2026)
Tax Bill	$1,453 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-26-19-0010-00000-0340`

Property Details

APN / Parcel Number

Primary APN	`33-26-19-0010-00000-0340`
Alternative APNs	`1926330010000000340` `0841306`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,616 sqft Living Area
Gross Area	2,016 sqft
1st Floor Area	1,448 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Concrete/Cinder Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,208 sqft (0.166 acres)
Garage Type	Attached
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	608 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	192 sqft
Patio Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1521 BAKER RD
City	LUTZ
State	FL
Zip	33559-3328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	CARPENTERS RUN PHASE 1 PB 24 PGS 122-124 LOT 34 OR 6418 PG 1144
Legal Range	19E
Legal Township	26S
Legal Section	33
Legal Subdivision	CARPENTERS RUN
Legal Tract	10
Legal Lot Number	34
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	3
Census Block	3003
Census Tract	32014

Owner

1521 Baker Rd is owned and occupied by an individual who bought it in September 2026.

Source: Pasco County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1521 BAKER RD, LUTZ, FL 33559-3328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2026 · Amount on File
Deed Sale	Sep 21, 2026 · Amount on File
Prior Sale	Jun 13, 2005 · Amount on File
Deed Document Number	2026176957
Deed Book / Page	11497 / 658
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Sep 21, 2026
Property Address	1521 BAKER RD, LUTZ, FL 33559-3328
Document Number	0000176957
Book / Page	11497 / 658
Instrument Date	Sep 18, 2026
Instrument	2026176957
Transaction Type	Transfer
Record Updated	Oct 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$222,705.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1521 BAKER RD, LUTZ, FL 33559-3328

Mortgage

Document Number	0000176958,
Date	Sep 21, 2026
Instrument	2026176958

Lender

Name	NEIGHBORHOOD LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1521 Baker Rd was $1,453.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,230 (+2.69%)	$276,191 (-2.05%) Land $62,536 Building $213,655
2025	$1,453.00	$115,130 Land $62,536 Building $52,594	$281,979 Land $62,536 Building $219,443
2023	$1,345.00 (+12.46%) Additional exemption filed	$108,640 (+3%) Land $45,178 Building $63,462	$283,699 (+21.64%) Land $45,178 Building $238,521
2022	$1,196.00 Homeowner's exemption	$105,480 Land $37,720 Building $67,760	$233,234 Land $37,720 Building $195,514

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1521 Baker Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	3 (2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1521 Baker Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORIDA GOVERNMENTAL UTILITY AUTHORITY private · serves 32,296 people · EPA ID FL5360172
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20