15209 Saddle Ridge Cir, Terrell, TX 75160 Property Records

Kaufman County property record for 15209 Saddle Ridge Cir, Terrell, TX 75160

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,342 sqft · built 2018
Lot Size	1.36 acres (59,242 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,357 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S2270004200`

Property Details

APN / Parcel Number

Primary APN	`S2270004200`
Alternative APNs	`00.2270.0006.0042.00.06.00` `R72412`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,342 sqft Living Area
Gross Area	2,783 sqft
1st Floor Area	1,778 sqft
2nd Floor Area	564 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	59,242 sqft (1.36 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	424 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R72412
Old Parcel Number	S2270004200
Street Address	15209 SADDLE RIDGE CIR
City	TERRELL
State	TX
Zip	75160-1063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LONGSPUR ESTATES, BLOCK F, LOT 42; & HOUSE & HOUSE
Legal Subdivision	LONGSPUR ESTATES
Legal Block	F
Legal Lot Number	42
Jurisdiction	KAUFMAN TX
Township / Civil Division	TERRELL
Census Block Group	2
Census Block	2013
Census Tract	50601

Owner

15209 Saddle Ridge Cir is owned and occupied by two individuals who acquired it in May 2019.

Source: Kaufman County records, as of October 31, 2025

Owner of Record	2 Individual Names on File
Mailing Address	15209 SADDLE RIDGE CIR, TERRELL, TX 75160-1063
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC
Mar 9, 2020	Deed of Trust, Mortgage · FHA Mortgage DAS ACQUISITION
May 14, 2019	Warranty Deed, Transfer DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2019
Deed Sale	May 14, 2019
Deed Document Number	2019-0010812
Deed Book / Page	6010 / 147
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	15209 SADDLE RIDGE CIR, TERRELL, TX 75160-1063
Transaction Type	Mortgage
Record Updated	Dec 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073380021
Date	Nov 23, 2021
Book Page	7338/21
Instrument	2021-0048307

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	15209 SADDLE RIDGE CIR, TERRELL, TX 75160-1063
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068390090
Date	Feb 22, 2021
Book Page	6839/90
Instrument	2021-0006233

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	15209 SADDLE RIDGE CIR, TERRELL, TX 75160-1063
Document Number	0063380574
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	May 26, 2020
Title Company	RANGER TITLE COMPANY, RANGER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15209 SADDLE RIDGE CIR TERRELL TX 751601063, TERRELL, TX 75160-1063

Mortgage

Document Number	0063380574
Date	Mar 18, 2020
Book Page	006338/000574
Instrument	7365

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 17, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAUFMAN TX
Recording Date	May 14, 2019
Property Address	15209 SADDLE RIDGE CIR, TERRELL, TX 75160-1063
Document Number	0060100147
Book / Page	006010 / 000147
Instrument Date	May 13, 2019
Instrument	10812
Transaction Type	Transfer
Record Updated	May 23, 2019
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15209 SADDLE RIDGE CIR TERRELL TX 75160, TERRELL, TX 75160

Mortgage

Document Number	60100150
Date	May 14, 2019
Book Page	006010/000150
Instrument	10813

Lender

Name	DAS ACQUISITION
Address	ST LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 13, 2049

Interest

Rate Type	Adjustable Rate
Rate	8.5%

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Unified School District	Terrell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$402,389 Land $95,000 Building $307,389	$402,389 Land $95,000 Building $307,389
2024	$5,357.00 (+11.98%)
2023	$4,784.00 (-14.51%) Homeowner's exemption	$483,838 Land $80,000 Building $403,838	$483,838 Land $80,000 Building $403,838
2022	$5,596.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15209 Saddle Ridge Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Dec 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15209 Saddle Ridge Cir is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Element8 Fixed Wireless	500 / 100
Nextlink Fixed Wireless	500 / 100
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: T-Mobile.

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