15209 N Cincinnati St, Spokane, WA 99208 Property Records

Spokane County property record for 15209 N Cincinnati St, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,180 sqft · built 1976
Lot Size	0.351 acres (15,300 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (May 2017)
Tax Bill	$4,270 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`37321.0112`

Property Details

APN / Parcel Number

Primary APN	`37321.0112`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,180 sqft Living Area
Gross Area	2,708 sqft
1st Floor Area	1,202 sqft
Basement Area	224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Central Vacuum	Central Vacuum

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2016
Architectural Style	Split Level
Exterior Material	Frame Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,300 sqft (0.351 acres)
Lot Dimensions	170 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	42 sqft
Deck Area	140 sqft
Patio Area	42 sqft
Canopy	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	15209 N CINCINNATI ST
City	SPOKANE
State	WA
Zip	99208-8776
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	GLENEDEN 2ND ADD L12 B4
Legal Range	43E
Legal Township	27N
Legal Section	32
Legal Subdivision	GLENEDEN 2ND ADD
Legal Block	4
Legal Lot Number	12
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	1
Census Block	1007
Census Tract	10507

Owner

15209 N Cincinnati St is owned and occupied by two individuals who bought it in May 2017.

Source: Spokane County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15209 N CINCINNATI ST, SPOKANE, WA 99208-8776
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN MORTGAGE CO INC
Apr 21, 2025	Deed of Trust, Mortgage · Line of Credit NUMERICA CU
Dec 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN MORTGAGE CO INC
May 31, 2017	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2017 · Amount on File
Deed Sale	May 31, 2017 · Amount on File
Prior Sale	Mar 15, 2007 · Amount on File
Deed Document Number	20176607877
Prior Transfer Date	Jan 26, 2015
Prior Transfer Doc	0006373015
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	15209 N CINCINNATI ST, SPOKANE, WA 99208-8776
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	VESTAT TITLE AND ESCROW, VISTA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007142476
Date	Oct 26, 2021
Instrument	7142476

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company
Address	RICHARDSON, TX 75083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	15209 N CINCINNATI ST, SPOKANE, WA 99208-8776
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15209 N CINCINNATI ST, SPOKANE, WA 99208-8776

Mortgage

Document Number	0007410932
Date	Apr 21, 2025
Instrument	7410932

Lender

Name	NUMERICA CU
Type	Credit Union
Address	VERADALE, WA 99037

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 25, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	15209 N CINCINNATI ST, SPOKANE, WA 99208-8776
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007006941
Date	Dec 11, 2020
Instrument	7006941

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company
Address	RICHARDSON, TX 75083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 31, 2017
Property Address	15209 N CINCINNATI ST, SPOKANE, WA 99208-8776
Document Number	0006607877
Map Reference	VOL12 PG20
Instrument Date	May 24, 2017
Instrument	6607877
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,722.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15209 N CINCINNATI ST, SPOKANE, WA 99208-8776

Mortgage

Document Number	0006607878
Date	May 31, 2017
Instrument	6607878

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Mortgage

Document Number	0006607879
Date	May 31, 2017
Instrument	6607879

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	IRVING, TX 75063

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 15209 N Cincinnati St was $4,270, down 1.9% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,270.00 (-1.91%)	$409,500 Land $110,000 Building $299,500	$409,500 Land $110,000 Building $299,500
2025	$4,353.00
2024		$444,600 (+20.46%) Land $80,000 Building $364,600	$444,600 (+20.46%) Land $80,000 Building $364,600
2023	$4,145.00 (-2.17%)	$369,100 Land $50,000 Building $319,100	$369,100 Land $50,000 Building $319,100
2022	$4,237.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15209 N Cincinnati St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15209 N Cincinnati St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 70% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITWORTH WATER DISTRICT 2 serves 26,883 people · EPA ID WA5396601
Water Source	Groundwater
Last State Inspection	Apr 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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