15209 Derna Ter, Bradenton, FL 34211 Property Records

Manatee County property record for 15209 Derna Ter, Bradenton, FL 34211

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,925 sqft · built 2021
Lot Size	0.273 acres (11,935 sqft)
Owner	Individual Name on File
Last Sale	$1,740,000 (Dec 2023)
Tax Bill	$11,094 (2024)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5760.1125-9`

Property Details

APN / Parcel Number

Primary APN	`5760.1125-9`
Alternative APN	`351903576011259`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,925 sqft Living Area
Gross Area	3,965 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2023
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	11,935 sqft (0.273 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	351903576011259
Street Address	15209 DERNA TER
City	BRADENTON
State	FL
Zip	34211-5504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 24, AZARIO ESPLANADE PHASE I SUBPHASE A,B & C PI#5760.1125/9
Legal Range	19E
Legal Township	35S
Legal Section	03
Legal Subdivision	AZARIO ESPLANADE PH II SUBPH A,B & C
Legal Phase	1
Legal Tract	576001
Legal Lot Number	24
Jurisdiction	MANATEE FL
Township / Civil Division	MYAKKA CITY
Census Block Group	1
Census Block	1003
Census Tract	2020

Owner

Source: Manatee County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	15209 DERNA TER, BRADENTON, FL 34211-5504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2023 · Amount on File
Deed Sale	Dec 27, 2023 · Amount on File
Deed Document Number	202341136269
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Dec 27, 2023
Property Address	15209 DERNA TER, BRADENTON, FL 34211-5504
Document Number	0041136269
Map Reference	MB 67 PG 80-107
Instrument Date	Dec 27, 2023
Instrument	202341136269
Transaction Type	Transfer
Record Updated	Jan 24, 2024
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3967 BUCKHORN RDG, VALDOSTA, GA 31601-0229

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15209 DERNA TER, BRADENTON, FL 34211-5504

Mortgage

Document Number	0041136270
Date	Dec 27, 2023
Instrument	202341136270

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Jan 1, 2034
Change Frequency	6 Months
Min Rate At Change	5%
Max Rate At Change	9%
Index	1-Year T-Bill
Max Rate	12%

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$642,292 (-7.67%)	$997,440 (+34.85%) Land $300,050 Building $697,390
2024	$11,094.00 (-9.95%)
2023	$12,320.00 (+2.32%) Homeowner's exemption	$695,620 (+3%)	$739,671 (+9.52%) Land $142,800 Building $596,871
2022	$12,041.00 Homeowner's exemption	$675,359 Land $140,000 Building $535,359	$675,359 Land $140,000 Building $535,359

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 601 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	601 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20