Wayne County property record for 15205 Prospect St, Dearborn, MI 48126
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,688 sqft · built 1952 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on File |
| Last Sale | $53,000 (Mar 2011) |
| Tax Bill | $8,129 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit May 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-10-183-21-016 |
| Primary APN | 82-10-183-21-016 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,688 sqft Living Area |
| 1st Floor Area | 906 sqft |
| Basement Area | 906 sqft |
| Unfinished Basement | 907 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 267 ft deep x 50 ft wide |
| Garage Area | 512 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 15205 PROSPECT ST |
|---|---|
| City | DEARBORN |
| State | MI |
| Zip | 48126-2923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 131 GREENFIELD MANOR SUB |
| Legal Subdivision | GREENFIELD MANOR |
| Legal Lot Number | 131 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | DEARBORN |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 574100 |
15205 Prospect St is owned and occupied by an individual who bought it in March 2011.
Source: Wayne County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15205 PROSPECT ST, DEARBORN, MI 48126-2923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| May 29, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jun 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Jan 13, 2020 | Deed of Trust, Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 23, 2011 · Amount on File |
| Deed Sale | Mar 23, 2011 · Amount on File |
| Prior Sale | Jan 10, 2011 · Amount on File |
| Deed Document Number | 201196560 |
| Deed Book / Page | 49054 / 181 |
| Prior Transfer Date | Mar 16, 2011 |
| Prior Transfer Doc | 0490540181 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 15205 PROSPECT ST, DEARBORN, MI 48126-2923 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 15205 PROSPECT ST, DEARBORN, MI 48126-2923 |
| Document Number | 0600330294 |
|---|---|
| Date | Jan 27, 2026 |
| Book Page | 60033/294 |
| Instrument | 2026036145 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 21, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 15205 PROSPECT ST, DEARBORN, MI 48126-2923 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0544280327 |
|---|---|
| Date | May 29, 2018 |
| Book Page | 54428/0327 |
| Instrument | 2018185643 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 14, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 15205 PROSPECT ST, DEARBORN, MI 48126-2923 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 15205 PROSPECT ST, DEARBORN, MI 48126-2923 |
| Document Number | 0558460169 |
|---|---|
| Date | Jun 16, 2020 |
| Book Page | 55846/169 |
| Instrument | 2020186662 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 15205 PROSPECT ST, DEARBORN, MI 48126-2923 |
| Document Number | 0555360243 |
| Instrument Date | Jan 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2020 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15205 PROSPECT ST DEARBORN MI 481262923, DEARBORN, MI 48126-2923 |
| Document Number | 0555360243 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 055536/000243 |
| Instrument | 19683 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 20, 2050 |
The 2025 property tax bill for 15205 Prospect St was $8,129 with a homeowner's exemption.
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Dearborn City |
| Unified School District | Dearborn City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $303,800 (+38.66%) | $607,600 (+38.66%) | |
| 2025 | $8,129.00 Homeowner's exemption | $219,100 | $438,200 |
| 2023 | $190,200 | $380,400 | |
| 2019 | $2,494.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15205 Prospect St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 15205 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEARBORN serves 109,976 people · EPA ID MI0001730 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2026 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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