15202 la Plata Ct, Ramona, CA 92065 Property Records

San Diego County property record for 15202 la Plata Ct, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,351 sqft · built 2006
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Sep 2012)
Tax Bill	$6,018 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Dec 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`288-672-25-00`

Property Details

APN / Parcel Number

Primary APN	`288-672-25-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,351 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	22,216 sqft (0.51 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	15202 LA PLATA CT
City	RAMONA
State	CA
Zip	92065-4514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 244 TR 008031
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	008031
Legal Block	2
Legal Lot Number	244
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2001
Census Tract	20811

Owner

15202 la Plata Ct is owned and occupied by two individuals who acquired it in September 2016.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	15202 LA PLATA CT, RAMONA, CA 92065-4514
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CU
Dec 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage FINLEY PROPERTIES CORP
Mar 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 3, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Aug 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage FINLEY PROPERTIES CORP FINLEY PROPERTIES CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2012 · Amount on File
Deed Sale	Sep 28, 2012 · Amount on File
Prior Sale	Jun 14, 2012 · Amount on File
Deed Document Number	2012590795
Last Transfer Date	Sep 13, 2016
Transfer Doc	0000494242
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15202 LA PLATA CT, RAMONA, CA 92065-4514
Transaction Type	Mortgage
Record Updated	Nov 18, 2022
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15202 LA PLATA CT, RAMONA, CA 92065-4514

Mortgage

Document Number	0000430785
Date	Nov 9, 2022
Instrument	2022-0430785

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Dec 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15202 LA PLATA CT, RAMONA, CA 92065-4514
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	FIDELITY NATIONAL TITLE SAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 LA PLATA COURT, RAMONA, CA 92065

Mortgage

Document Number	0000532972
Date	Dec 28, 2018
Instrument	2018-0532972

Lender

Name	FINLEY PROPERTIES CORP
Type	Mortgage Company
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15202 LA PLATA CT, RAMONA, CA 92065-4514
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000107644
Date	Mar 2, 2020
Instrument	2020-0107644

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15202 LA PLATA CT, RAMONA, CA 92065-4514
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15202 LA PLATA CT, RAMONA, CA 92065-4514

Mortgage

Document Number	0000614885
Date	Aug 30, 2021
Instrument	2021-0614885

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15202 LA PLATA CT, RAMONA, CA 92065-4514
Document Number	0000221254
Instrument Date	Jun 3, 2019
Transaction Type	Mortgage
Record Updated	Jun 17, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	15202 LA PLATA CT RAMONA CA 920654514, RAMONA, CA 92065-4514

Mortgage

Document Number	0000221254
Date	Jun 7, 2019
Instrument	221254

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 6, 2049

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15202 LA PLATA CT, RAMONA, CA 92065-4514
Document Number	0000376319
Instrument Date	Aug 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	15202 LA PLATA CT RAMONA CA 920654514, RAMONA, CA 92065-4514

Mortgage

Document Number	0000376319
Date	Aug 17, 2017
Instrument	376319

Lender

Name	FINLEY PROPERTIES CORP FINLEY PROPERTIES CORP
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 15202 la Plata Ct was $6,018 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$569,851 (+18.66%) Land $125,600 Building $444,251
2025	$6,018.00 Homeowner's exemption	$480,247 Land $123,138 Building $357,109
2023	$5,617.00 (-2.02%) Homeowner's exemption	$461,600 Land $118,357 Building $343,243
2022	$5,733.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15202 la Plata Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15202 la Plata Ct is extreme, ranking above 99.3% of the US, with a 4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99.3% of the US · above 95% of California
Wildfire Likelihood	4% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on la Plata Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures