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1520 Windmill Pointe Rd, Palm Harbor, FL 34685 Property Records

Pinellas County property record for 1520 Windmill Pointe Rd, Palm Harbor, FL 34685

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,604 sqft · built 1974
Lot Size0.277 acres (12,070 sqft)
Owner2 Individual Names on Record
Last Sale$285,000 (May 2018)
Tax Bill$5,819 (2025)
Deeds & MortgagesMar 2023 Mortgage
Jul 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNC62-000-758-0633-1

Property Details

APN / Parcel Number

Primary APNC62-000-758-0633-1
Alternative APNs
  • 34-27-16-98250-010-0070
  • 271634982500100070
  • 162734982500100070
  • R371221

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,604 sqft Living Area
Gross Area2,546 sqft
1st Floor Area1,604 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1997
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area12,070 sqft (0.277 acres)
Lot Dimensions110 ft deep x 110 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area502 sqft
Deck Area324 sqft
Patio Area950 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR371221
Street Address1520 WINDMILL POINTE RD
CityPALM HARBOR
StateFL
Zip34685-1317
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD5
Legal DescriptionWINDMILL POINTE OF TARPON LAKE - UNIT THREE BLK 10, LOT 7
Legal Range16E
Legal Township27S
Legal Section34
Legal SubdivisionWINDMILL POINTE OF
Legal Tract98250
Legal Block10
Legal Lot Number7
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1010
Census Tract27329

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1520 WINDMILL POINTE RD, PALM HARBOR, FL 34685-1317
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2023Deed of Trust, Mortgage · Commercial Mortgage
ROCKET MORTGAGE LLC
Jul 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 29, 2018Warranty Deed, Transfer · FHA Mortgage
CALIBER HM LOANS
May 29, 2018Quit Claim Deed, Transfer
COMPASS LAND AND TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 29, 2018 · Amount on Record
Deed SaleMay 29, 2018 · Amount on Record
Prior SaleJan 25, 2005 · Amount on Record
Deed Document Number2018169515
Deed Book / Page20068 / 91
Prior Transfer DateMay 14, 2018
Prior Transfer Doc0200680090
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address1520 WINDMILL POINTE RD, PALM HARBOR, FL 34685-1317
Transaction TypeMortgage
Record UpdatedMar 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1520 WINDMILL POINTE RD, PALM HARBOR, FL 34685-1317

Mortgage

Document Number0223691326
DateMar 9, 2023
Book Page22369/1326
Instrument2023061596
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term241 Months
DueApr 1, 2043

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address1520 WINDMILL POINTE RD, PALM HARBOR, FL 34685-1317
Transaction TypeMortgage
Record UpdatedAug 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1520 WINDMILL POINTE RD, PALM HARBOR, FL 34685-1317

Mortgage

Document Number0216430194
DateJul 26, 2021
Book Page21643/194
Instrument2021244382
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateMay 29, 2018
Property Address1520 WINDMILL POINTE RD, PALM HARBOR, FL 34685-1317
Document Number0200680091
Book / Page020068 / 000091
Instrument DateMay 24, 2018
Instrument169515
Transaction TypeTransfer
Record UpdatedJun 28, 2018
Title CompanyCOMPASS LAND AND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,995.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3653 NEWCASTLE CT #105 PALM HARBOR FL 346854165, 105, PALM HARBOR, FL 34685-4165

Mortgage

Document Number200680093
DateMay 29, 2018
Book Page020068/000093
Instrument169516
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 28, 2048

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPINELLAS FL
Recording DateMay 29, 2018
Property Address1520 WINDMILL POINTE RD, PALM HARBOR, FL 34685-1317
Document Number0200680090
Book / Page020068 / 000090
Instrument DateMay 14, 2018
Instrument169514
Transaction TypeTransfer
Record UpdatedJun 27, 2018
Title CompanyCOMPASS LAND AND TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1520 WINDMILL POINTE RD PALM HARBOR FL 346851317, PALM HARBOR, FL 34685-1317

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,819.00 (+5.63%) Homeowner's exemption$354,359 (+5.99%)$449,766 (-5.06%) Land $148,637 Building $301,129
2024$5,509.00 (+1.68%)
2023$5,418.00 (+2.81%) Homeowner's exemption$334,342 (+3%)$473,734 (+27.12%) Land $229,965 Building $243,769
2022$5,270.00 Homeowner's exemption$324,604$372,680 Land $177,212 Building $195,468

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 135 individual policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies159 units insured
incl. 24 condo units
Nearby Flood Claims5 (2011–2024)
Claims Outside the SFHA4 of 5
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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