1520 W Westford Path, Hernando, FL 34442 Property Records

Citrus County property record for 1520 W Westford Path, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,369 sqft · built 2006
Lot Size	0.309 acres (13,440 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Sep 2018)
Tax Bill	$4,768 (2025)
Deeds & Mortgages	Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18E-18S-25-0270-000B0-0020`

Property Details

APN / Parcel Number

Primary APN	`18E-18S-25-0270-000B0-0020`
Alternative APNs	`2518S18E0270000B00020` `3380491`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,369 sqft Living Area
Gross Area	2,602 sqft
1st Floor Area	1,928 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Concrete
Lot Area	13,440 sqft (0.309 acres)
Lot Dimensions	163 ft deep x 117 ft wide
View / Lot	Golf Course

Exterior Amenities

Pool Area	330 sqft
Porch	Finished/Screened Porch
Porch Area	275 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3380491
Street Address	1520 W WESTFORD PATH
City	HERNANDO
State	FL
Zip	34442-6350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR
Legal Description	WESTFORD VILLAS I PB 18 PG 60/61 LOT 2 BLK B
Legal Range	18E
Legal Township	18S
Legal Section	26
Legal Subdivision	WESTFORD VILLAS I
Legal Block	B
Legal Lot Number	2
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1004
Census Tract	450703

Owner

1520 W Westford Path is owned and occupied by two individuals who bought it in September 2018.

Source: Citrus County records, as of March 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1520 W WESTFORD PATH, HERNANDO, FL 34442-6350
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2018 · Amount on File
Deed Sale	Sep 13, 2018 · Amount on File
Prior Sale	Dec 6, 2011 · Amount on File
Deed Document Number	201846596
Deed Book / Page	2926 / 1811
Record Updated	Oct 29, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Sep 13, 2018
Property Address	1520 W WESTFORD PATH, HERNANDO, FL 34442-6350
Document Number	0029261811
Book / Page	002926 / 001811
Instrument Date	Sep 11, 2018
Instrument	46596
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	MANATEE TITLE COMPANY INC, MANATEE TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,345.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	69 W SHORES DR CAMDENTON MO 650204125, CAMDENTON, MO 65020-4125

Mortgage

Document Number	29261812
Date	Sep 13, 2018
Book Page	002926/001812
Instrument	46597

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 12, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.49%

Tax Assessment & Valuation

The 2025 property tax bill for 1520 W Westford Path was $4,768 with a homeowner's exemption, up 4.1% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,768.00 (+4.06%) Homeowner's exemption	$350,743 (-18.77%)	$415,406 (-3.79%) Land $74,000 Building $341,406
2024	$4,582.00 (+2.32%) Homeowner's exemption Additional exemption filed	$431,767 (+9.03%) Land $74,000 Building $357,767	$431,767 (+9.03%) Land $74,000 Building $357,767
2023	$4,478.00 (+6.95%) Homeowner's exemption Additional exemption filed	$395,991 (+4.52%) Land $74,000 Building $321,991	$395,991 (+4.52%) Land $74,000 Building $321,991
2022	$4,187.00 Homeowner's exemption Additional exemption filed	$378,864 Land $74,000 Building $304,864	$378,864 Land $74,000 Building $304,864

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1520 W Westford Path in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1520 W Westford Path is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people · EPA ID FL6094948
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20