1520 W Commerce Ave, Gilbert, AZ 85233 Property Records

Maricopa County property record for 1520 W Commerce Ave, Gilbert, AZ 85233

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,943 sqft · built 2003
Lot Size	0.223 acres (9,750 sqft)
Owner	Individual Name on Record
Last Sale	$985,000 (Oct 2021)
Tax Bill	$5,072 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`310-08-361`

Property Details

APN / Parcel Number

Primary APN	`310-08-361`

Interior

Full Baths	5 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,943 sqft Living Area
1st Floor Area	2,658 sqft
2nd Floor Area	1,285 sqft

Exterior

Year Built	Built 2003
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	9,750 sqft (0.223 acres)
View / Lot	Lake
Parking Spaces	3 Parking Spaces
Pool Area	288 sqft
Patio Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1520 W COMMERCE AVE
City	GILBERT
State	AZ
Zip	85233-4103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	PLAYA DEL REY AMENDED MCR 414-23
Legal Range	05E
Legal Township	01S
Legal Section	11
Legal Quarter	NW
Quarter-Quarter Section	SW
Legal Subdivision	PLAYA DEL REY AMENDED
Legal Lot Number	29
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3007
Census Tract	422309

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1520 W COMMERCE AVE, GILBERT, AZ 85233-4103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Feb 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage THE LOAN STORE AZ INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2021 · Amount on Record
Deed Sale	Oct 15, 2021 · Amount on Record
Prior Sale	Feb 16, 2021
Deed Document Number	20211116238
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 15, 2021
Property Address	1520 W COMMERCE AVE, GILBERT, AZ 85233-4103
Document Number	0001116238
Map Reference	MB 414 PG 23
Instrument Date	Oct 8, 2021
Instrument	20211116238
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	CITY TITLE AGENCY, CHARITY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1520 W COMMERCE AVE, 1520, GILBERT, AZ 85233-4103

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1520 W COMMERCE AVE, GILBERT, AZ 85233-4103

Mortgage

Document Number	0001116239
Date	Oct 15, 2021
Instrument	20211116239

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1520 W COMMERCE AVE, GILBERT, AZ 85233-4103
Transaction Type	Mortgage
Record Updated	May 10, 2021
Title Company	FIRST ARIZONA TITLE AGENCY INC, FIRST ARIZONA TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 W COMMERCE AVE, GILBERT, AZ 85233-4103

Mortgage

Document Number	0000463917
Date	Apr 26, 2021
Instrument	20210463917

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Feb 16, 2021
Property Address	1520 W COMMERCE AVE, GILBERT, AZ 85233-4103
Document Number	0000172128
Map Reference	MB 414 PG 23
Instrument Date	Feb 10, 2021
Instrument	20210172128
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	JETCLOSING INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 W COMMERCE AVE, GILBERT, AZ 85233-4103

Mortgage

Document Number	0000172129
Date	Feb 16, 2021
Instrument	20210172129

Lender

Name	THE LOAN STORE AZ INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,550 (-12.21%)	$805,500 (-12.21%) Land $161,100 Building $644,400
2025	$5,072.00 (+3.7%)
2024		$91,750	$917,500 Land $183,500 Building $734,000
2023	$4,891.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, WeLink Communications.

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