1520 W 3rd Ave, Spokane, WA 99201 Property Records

Spokane County property record for 1520 W 3rd Ave, Spokane, WA 99201

Property Summary

Property TypeBank, Financial Building
Details20,250 sqft · built 1976
Lot Size1.75 acres (76,482 sqft)
OwnerCompany Name on Record
Last Sale$4,849,500 (Nov 2021)
Tax Bill$50,712 (2026)
Deeds & MortgagesNov 2021 Sale & Mortgage
Nov 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN25241.2511

Property Details

APN / Parcel Number

Primary APN25241.2511

Interior

Units2 Units
Stories3 Stories
Building Area20,250 sqft Total Area
Gross Area66,907 sqft
ElevatorElevator

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 2016
Lot Area76,482 sqft

Location & Zoning

Street Address1520 W 3RD AVE
CitySPOKANE
StateWA
Zip99201-7040
Property CategoryCommercial
Property TypeCommercial > Office > Bank, Financial Building
Local Zoning CodeDTG
Legal DescriptionBROWNES ADD LTS 1-13 BLK 34. EXCEPT PTN FOR ROAD PER AFN 7346734.
Legal Range42E
Legal Township25N
Legal Section24
Legal SubdivisionBROWNES ADD
Legal Block34
Legal Lot Number1-13
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group1
Census Block1018
Census Tract3602

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address26 E 5TH AVE, SPOKANE, WA 99202-1309
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2021Warranty Deed, Transfer · Commercial Mortgage
WASHINGTON TRUST BANK
Nov 19, 2018Deed of Trust, Mortgage · Commercial Mortgage
WASHINGTON TRUST BANK
Sep 22, 2020Deed of Trust, Mortgage · Line of Credit
WASHINGTON TRUST BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 18, 2021 · Amount on Record
Deed SaleNov 18, 2021 · Amount on Record
Prior SaleMar 31, 2016 · Amount on Record
Deed Document Number20217151689
Prior Transfer DateAug 16, 2001
Prior Transfer Doc0004623272
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateNov 18, 2021
Property Address1520 W 3RD AVE, SPOKANE, WA 99201-7040
Document Number0007151689
Map ReferenceVOL A PG 15
Instrument DateNov 3, 2021
Instrument7151689
Transaction TypeTransfer
Record UpdatedNov 24, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address26 E 5TH AVE, SPOKANE, WA 99202-1309

Mortgage

Document Number0007151690
DateNov 18, 2021
Instrument7151690
Lender
NameWASHINGTON TRUST BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address1520 W 3RD AVE, SPOKANE, WA 99201-7040
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE INC CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006762844
DateNov 19, 2018
Instrument6762844
Lender
NameWASHINGTON TRUST BANK
TypeBank
AddressDPO, AP 96210
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address1520 W 3RD AVE, SPOKANE, WA 99201-7040
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006971233
DateSep 22, 2020
Instrument6971233
Lender
NameWASHINGTON TRUST BANK
TypeBank
AddressSPOKANE, WA 99201
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalitySpokane City
Unified School DistrictSpokane Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$50,712.00 (-0.53%)$4,701,600 (-5.08%) Land $2,141,500 Building $2,560,100$4,701,600 (-5.08%) Land $2,141,500 Building $2,560,100
2025$50,983.00 (+7.36%)$4,953,360 (+8.34%) Land $2,294,460 Building $2,658,900$4,953,360 (+8.34%) Land $2,294,460 Building $2,658,900
2024$47,489.00 (+6.5%)$4,571,850 (+14.52%) Land $2,103,750 Building $2,468,100$4,571,850 (+14.52%) Land $2,103,750 Building $2,468,100
2023$44,590.00 (-4.23%)$3,992,200 Land $1,530,000 Building $2,462,200$3,992,200 Land $1,530,000 Building $2,462,200
2022$46,561.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPOKANE
serves 346,138 people · EPA ID WA5383100
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Wind Wireless
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink, Inland Cellular, Intermax Networks, Verizon.

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