1520 Vicki Dr, Sebring, FL 33870 Property Records

Highlands County property record for 1520 Vicki Dr, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,145 sqft · built 1959
Lot Size	0.216 acres (9,440 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Nov 2012)
Tax Bill	$711 (2024)
Deeds & Mortgages	Jun 2023 Line of Credit Jan 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C254804000300080`

Property Details

APN / Parcel Number

Primary APN	`C254804000300080`
Alternative APN	`C-25-34-28-040-0030-0080`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,145 sqft Living Area
1st Floor Area	902 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1967
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	9,440 sqft (0.216 acres)
Lot Dimensions	118 ft deep x 80 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	541 sqft
Driveway	Driveway
Driveway Area	1,200 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Patio Area	324 sqft
Fence	Fence
Shed	1 Shed
Shed Area	120 sqft
Utility Building	197 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C254804000300080
Street Address	1520 VICKI DR
City	SEBRING
State	FL
Zip	33870-2055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LAGO VISTA PER PB 6-PG 11 LOT 8 BLK 3
Legal Range	28E
Legal Township	34S
Legal Section	25
Legal Subdivision	LAGO VISTA
Legal Block	3
Legal Lot Number	8
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2021
Census Tract	960700

Owner

1520 Vicki Dr is owned and occupied by an individual who acquired it in July 2024.

Source: Highlands County records, as of December 12, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1520 VICKI DR, SEBRING, FL 33870-2055
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Jan 25, 2023	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Oct 23, 2020	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
May 9, 2018	Loan Modification, Mortgage · Conventional Mortgage MIDFLORIDA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2012 · Amount on File
Deed Sale	Nov 2, 2012 · Amount on File
Prior Sale	Sep 26, 2016 · Amount on File
Deed Document Number	0001675843
Last Transfer Date	Jul 22, 2024
Transfer Doc	0002213865
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	1520 VICKI DR, SEBRING, FL 33870-2055
Transaction Type	Mortgage
Record Updated	Jul 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002156612
Date	Jun 20, 2023
Book Page	2982/253
Instrument	2156612

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 15, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	1520 VICKI DR, SEBRING, FL 33870-2055
Transaction Type	Mortgage
Record Updated	Feb 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002133804
Date	Jan 25, 2023
Book Page	2953/1370
Instrument	2133804

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	213 Months
Due	Oct 15, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	1520 VICKI DR, SEBRING, FL 33870-2055
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002003842
Date	Oct 23, 2020
Book Page	2780/320
Instrument	2003842

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 15, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HIGHLANDS FL
Property Address	1520 VICKI DR, SEBRING, FL 33870-2055
Document Number	0001911754
Instrument Date	May 9, 2018
Transaction Type	Mortgage
Record Updated	Sep 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 VICKI DR SEBRING FL 338702055, SEBRING, FL 33870-2055

Mortgage

Document Number	0001911754
Date	Sep 18, 2018
Book Page	002656/000612
Instrument	1911754

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33803

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 17, 2038

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$60,273	$140,452 Land $12,000 Building $128,452
2024	$711.00 (+3.19%)
2023	$689.00 (+1.62%) Homeowner's exemption	$56,868 (+3%)	$111,002 (+9.95%) Land $8,000 Building $103,002
2022	$678.00 Homeowner's exemption	$55,212	$100,955 Land $8,000 Building $92,955

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1520 Vicki Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	5 (2017–2022)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1520 Vicki Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAGLE'S NEST ESTATES public/private · serves 50 people · EPA ID FL5284114
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Vicki Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures