1520 Thistle Ct, Oakley, CA 94561 Property Records

Contra Costa County property record for 1520 Thistle Ct, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,531 sqft · built 1991
Lot Size	0.175 acres (7,600 sqft)
Owner	Individual Name on Record
Last Sale	$755,000 (May 2026)
Tax Bill	$7,926 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2026 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`035-701-011-5`

Property Details

APN / Parcel Number

Primary APN	`035-701-011-5`
Alternative APN	`035-701-011`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,531 sqft Living Area
1st Floor Area	1,250 sqft
2nd Floor Area	1,281 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2000
Lot Area	7,600 sqft (0.175 acres)
Garage Type	Attached
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1520 THISTLE CT
City	OAKLEY
State	CA
Zip	94561-2642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	T6971 L11
Legal Subdivision	SUBDIVISION 6618
Legal Tract	6971
Legal Lot Number	11
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1000
Census Tract	302014

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1520 THISTLE CT, OAKLEY, CA 94561-2642
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 5, 2026	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 21, 2023	Deed of Trust, Mortgage · Line of Credit ZB NA
Dec 6, 2023	Intrafamily Transfer, Transfer
Apr 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage 360 MORTGAGE INC
Jun 3, 2019	Trustee's Deed, Construction Loan · Construction Mortgage FINANCE OF AMERICA MTG
Aug 21, 2018	Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Aug 16, 2018	Grant Deed, Transfer · ARM FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2026 · Amount on Record
Deed Sale	May 5, 2026 · Amount on Record
Prior Sale	Aug 21, 2018 · Amount on Record
Deed Document Number	202646414
Prior Transfer Date	Nov 6, 2023
Prior Transfer Doc	0000129268
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1520 THISTLE CT, OAKLEY, CA 94561-2642
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 THISTLE CT, OAKLEY, CA 94561-2642

Mortgage

Document Number	0000172944
Date	Jun 15, 2021
Instrument	2021-172944

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Type Change Date	Jul 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.12%
Index	Other
Max Rate	7.12%

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 5, 2026
Property Address	1520 THISTLE CT, OAKLEY, CA 94561-2642
Document Number	0000046414
Instrument Date	Apr 28, 2026
Instrument	2026.46414
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$83,880.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1520 THISTLE CT, OAKLEY, CA 94561-2642
Investor	Possibly a Property Investor

Mortgage

Document Number	0000046415,
Date	May 5, 2026
Instrument	2026..46415

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1520 THISTLE CT, OAKLEY, CA 94561-2642
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 THISTLE CT, OAKLEY, CA 94561-2642

Mortgage

Document Number	0000124675
Date	Nov 21, 2023
Instrument	2023-124675

Lender

Name	ZB NA
Type	Bank
Address	WALNUT CREEK, CA 94597

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 6, 2023
Property Address	1520 THISTLE CT, OAKLEY, CA 94561-2642
Document Number	0000129268
Map Reference	MB 335 PG 15-20
Instrument Date	Nov 6, 2023
Instrument	2023-129268
Transaction Type	Transfer
Record Updated	Dec 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1520 THISTLE CT, OAKLEY, CA 94561-2642

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1520 THISTLE CT, OAKLEY, CA 94561-2642
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079166
Date	Apr 28, 2020
Instrument	2020-079166

Lender

Name	360 MORTGAGE INC
Type	Mortgage Company
Address	LIBERTY, MO 64068

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

June 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 3, 2019
Property Address	1520 THISTLE CT, OAKLEY, CA 94561-2642
Instrument Date	May 29, 2019
Instrument	81848
Transaction Type	Construction Loan
Record Updated	Jun 11, 2019
Title Company	WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1520 THISTLE CT OAKLEY CA 945612642, OAKLEY, CA 94561-2642

Mortgage

Document Number	0000081848
Date	Jun 3, 2019
Instrument	81848

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 21, 2018
Property Address	1520 THISTLE CT, OAKLEY, CA 94561-2642
Document Number	0000133582
Map Reference	MB 335 PG 15-20
Instrument Date	Jul 24, 2018
Instrument	2018-133582
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CORNERSTONE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1520 THISTLE CT, OAKLEY, CA 94561-2642

Mortgage

Document Number	0000133583
Date	Aug 21, 2018
Instrument	2018-133583

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 16, 2018
Property Address	1520 THISTLE CT, OAKLEY, CA 94561-2642
Document Number	0000131128
Map Reference	MB 335 PG 15-20
Instrument Date	Jul 10, 2018
Instrument	2018-131128
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CORNERSTONE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	63 DEER CREST PL, DANVILLE, CA 94506-6028

Mortgage

Document Number	0000131129
Date	Aug 16, 2018
Instrument	2018-131129

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.45%
Change Frequency	Annually
Min Rate At Change	2.65%
Index	1-Year LIBOR
Max Rate	10.9%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$638,315 (+2%) Land $216,184 Building $422,131
2025	$7,926.00 (+3.02%)	$625,800 (+4.04%) Land $211,946 Building $413,854
2023	$7,694.00 (+0.85%) Homeowner's exemption	$601,502 Land $203,717 Building $397,785
2022	$7,629.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
AT&T DSL	100 / 20

May also be available: Verizon.

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