Webb County property record for 1520 Serene Dr, Laredo, TX 78045
| Property Type | Single Family Home |
|---|---|
| Details | 1,948 sqft · built 2000 |
| Lot Size | 0.191 acres (8,303 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $219,450 (Feb 2026) |
| Tax Bill | $933 (2025) |
| Deeds & Mortgages | Jun 2017 Line of Credit Feb 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 989-10003-350 |
| Primary APN | 989-10003-350 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,948 sqft Living Area |
| Gross Area | 2,452 sqft |
| 1st Floor Area | 1,948 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,303 sqft (0.191 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 351 sqft |
| Street Address | 1520 SERENE DR |
|---|---|
| City | LAREDO |
| State | TX |
| Zip | 78045-8071 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 35 BLK 3 SONTERRA DE SAN ISIDRO I |
| Legal Subdivision | SONTERRA DE SAN ISIDRO |
| Legal Block | 3 |
| Legal Lot Number | 35 |
| Jurisdiction | WEBB TX |
| Township / Civil Division | LAREDO NORTH-WEBB |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 1723 |
1520 Serene Dr is owned and occupied by two individuals who bought it in February 2026.
Source: Webb County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1520 SERENE DR, LAREDO, TX 78045-8071 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 7, 2017 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB |
| Feb 3, 2026 | Vendor's Lien, Transfer · Conventional Mortgage 5TH STREET CAPITAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 3, 2026 · Amount on File |
| Deed Sale | Feb 3, 2026 · Amount on File |
| Deed Document Number | 20261578832 |
| Deed Book / Page | 5979 / 84 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 1520 SERENE DR, LAREDO, TX 78045-8071 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2026 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 004250/192 |
|---|---|
| Date | Jun 7, 2017 |
| Book Page | 4250/192 |
| Instrument | 1299511 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | WEBB TX |
| Recording Date | Feb 3, 2026 |
| Property Address | 1520 SERENE DR, LAREDO, TX 78045-8071 |
| Document Number | 0005979/84 |
| Book / Page | 5979 / 84 |
| Map Reference | VOL 17 PG 77 |
| Instrument Date | Jan 28, 2026 |
| Instrument | 1578832 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1315 PINE MILLS DR, RICHMOND, TX 77469-6144 |
| Name | Verified Name |
|---|---|
| Address | 1520 SERENE DR, LAREDO, TX 78045-8071 |
| Document Number | 0001578833 |
|---|---|
| Date | Feb 3, 2026 |
| Instrument | 1578833 |
| Name | 5TH STREET CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
The 2025 property tax bill for 1520 Serene Dr was $933, up 1.1% from the year before.
Source: Webb County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Laredo City |
| County | Webb County |
| Unified School District | United Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $319,565 (+12.4%) Land $113,419 Building $206,146 | $319,565 (+2.31%) Land $113,419 Building $206,146 | |
| 2025 | $933.00 (+1.08%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $284,311 | $312,344 |
| 2024 | $923.00 | ||
| 2023 | $234,968 Land $92,495 Building $142,473 | $234,968 Land $92,495 Building $142,473 | |
| 2022 | $923.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1520 Serene Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1520 Serene Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAREDO serves 260,046 people · EPA ID TX2400001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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