1520 River Fish Rd, Watson, OK 74963 Property Records

McCurtain County property record for 1520 River Fish Rd, Watson, OK 74963

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1985
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$431 (2025)
Deeds & Mortgages	May 2017 Mortgage Jun 2017 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0000-22-01S-26E-3-007-00`

Property Details

APN / Parcel Number

Primary APN	`0000-22-01S-26E-3-007-00`
Alternative APN	`800`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Traditional
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	312 sqft
Deck Area	240 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	800
Street Address	1520 RIVER FISH RD
City	WATSON
State	OK
Zip	74963-5070
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 22-1-26 BEG SW COR E2SWSW TH N209' E209' S209' W209' TO POB HOMESTEAD REMOVED 01/09/2019
Legal Range	26E
Legal Township	01S
Legal Section	22
Jurisdiction	MCCURTAIN OK
Township / Civil Division	NORTH MCCURTAIN
Census Block Group	2
Census Block	2060
Census Tract	98200

Owner

Source: McCurtain County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1520 RIVER FISH RD, WATSON, OK 74963-5070
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2017	Deed of Trust, Mortgage 1ST BANK & TRUST
Jun 19, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage 1ST BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCURTAIN OK
Property Address	1520 RIVER FISH RD, WATSON, OK 74963-5070
Transaction Type	Mortgage
Record Updated	Mar 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00963/0083
Date	May 3, 2017
Book Page	0963/0083
Instrument	2001-556892

Lender

Name	1ST BANK & TRUST
Type	Bank
Address	BROKEN BOW, OK 74728

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Apr 20, 2032

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCURTAIN OK
Property Address	1520 RIVER FISH RD, WATSON, OK 74963-5070
Transaction Type	Mortgage
Record Updated	Mar 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000966/370
Date	Jun 19, 2017
Book Page	0966/370
Instrument	2001-557884

Lender

Name	1ST BANK & TRUST
Type	Bank
Address	BROKEN BOW, OK 74728

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 2, 2022

Tax Assessment & Valuation

Source: McCurtain County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	McCurtain County
Unified School District	Smithville Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$431.00 (+8.02%)	$5,297 (+10.24%) Land $231 Building $5,066	$71,789 (+64.36%) Land $5,119 Building $66,670
2023	$399.00	$4,805 Land $220 Building $4,585	$43,678 Land $2,000 Building $41,678

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · lower than 70% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pine Cellular Phones Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on River Fish Rd

Nearby Streets

All Watson, OK Property Records

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