1520 Ridge Rd, Lancaster, PA 17603 Property Records

Lancaster County property record for 1520 Ridge Rd, Lancaster, PA 17603

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 3,940 sqft · built 1957
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$799,000 (Mar 2024)
Tax Bill	$13,184 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`340-86618-0-0000`

Property Details

APN / Parcel Number

Primary APN	`340-86618-0-0000`
Alternative APN	`34012J14 9 4`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	24 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,940 sqft Living Area
Gross Area	5,216 sqft
1st Floor Area	2,608 sqft
Upper Floors Area	608 sqft
Basement Area	2,000 sqft
Finished Basement	724 sqft
Unfinished Basement	1,276 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Frame
Roof Material	Slate
Lot Area	20,909 sqft (0.48 acres)
Garage Type	Basement
Garage Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	182 sqft
Deck Area	77 sqft
Patio Area	483 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1520 RIDGE RD
City	LANCASTER
State	PA
Zip	17603-4738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	1520 RIDGE RD
Legal Subdivision	SCHOOL LANE HILLS SEC 17
Legal Lot Number	4
Jurisdiction	LANCASTER PA
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2005
Census Tract	13503

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1520 RIDGE RD, LANCASTER, PA 17603-4738
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 5, 2024	Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Feb 28, 2023	Deed of Trust, Mortgage · Line of Credit FULTON BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2024 · Amount on Record
Deed Sale	Mar 5, 2024 · Amount on Record
Prior Sale	Sep 11, 1996 · Amount on Record
Deed Document Number	20246774598
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	1520 RIDGE RD, LANCASTER, PA 17603-4738
Transaction Type	Mortgage
Record Updated	Mar 11, 2026
Title Company	PRIME TRANSFER INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 RIDGE RD, LANCASTER, PA 17603-4738

Mortgage

Document Number	20260007863
Date	Feb 27, 2026
Instrument	20260007863

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2041

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Mar 5, 2024
Property Address	1520 RIDGE RD, LANCASTER, PA 17603-4738
Document Number	0006774598
Instrument Date	Mar 4, 2024
Instrument	6774598
Transaction Type	Transfer
Record Updated	Mar 15, 2024
Title Company	REGAL ABSTRACT LANCASTER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,990.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1520 RIDGE RD, LANCASTER, PA 17603-4738

Mortgage

Document Number	0006774599
Date	Mar 5, 2024
Instrument	6774599

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	1520 RIDGE RD, LANCASTER, PA 17603-4738
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 RIDGE RD, LANCASTER, PA 17603-4738

Mortgage

Document Number	0006726016
Date	Feb 28, 2023
Instrument	6726016

Lender

Name	FULTON BANK NA
Type	Bank
Address	LANCASTER, PA 17603

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
County Subdivision	Lancaster Township
Unified School District	Lancaster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$450,600 (-19.46%) Land $107,900 Building $342,700	$450,600 (-19.46%) Land $107,900 Building $342,700
2025	$13,184.00 (-18.29%)
2024	$16,135.00	$559,500 Land $107,900 Building $451,600
2018			$559,500 Land $107,900 Building $451,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	60 (1978–2025)
Claims Outside the SFHA	16 of 60
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Tropical Storm Lee, Sep 2011 · 7 claims Severe Storms, Flooding, And Mudslides, Jun 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 120,000 people · EPA ID PA7360058
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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