1520 Rd 319, Harvard, NE 68944 Property Records

Clay County property record for 1520 Rd 319, Harvard, NE 68944

Property Summary

Property Type	Rural Home
Details	1 bd · 2 ba · 1,701 sqft · built 1920
Lot Size	3.25 acres (141,570 sqft)
Owner	Individual Name on Record
Last Sale	$103,000 (Oct 2018)
Tax Bill	$1,527 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000056100`

Property Details

APN / Parcel Number

Primary APN	`000056100`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,701 sqft Living Area
1st Floor Area	1,317 sqft
Basement Area	2,358 sqft
Finished Basement	1,209 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	141,570 sqft (3.25 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Enclosed Porch
Porch Area	192 sqft
Deck Area	175 sqft
Shed	1 Shed
Shed Area	36 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	1520 ROAD 319
City	HARVARD
State	NE
Zip	68944-3108
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	05-AGRICUL
Legal Description	PT W1/2SW1/4
Legal Range	06
Legal Township	08
Legal Section	33
Jurisdiction	CLAY NE
Township / Civil Division	ELDORADO
Census Block Group	1
Census Block	1075
Census Tract	962100

Owner

Source: Clay County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1520 ROAD 319, HARVARD, NE 68944-3108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 17, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 13, 2022	Deed of Trust, Mortgage · Line of Credit CENTRIS FCU
Oct 4, 2018	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2018 · Amount on Record
Deed Sale	Oct 4, 2018 · Amount on Record
Deed Document Number	2018914
Deed Book / Page	132 / 4
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NE
Recording Date	Jul 7, 2026
Property Address	1520 ROAD 319, HARVARD, NE 68944-3108
Document Number	0000000872
Instrument Date	May 13, 2026
Instrument	2026872
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 ROAD 319, HARVARD, NE 68944-3108

Mortgage

Document Number	0000000872,
Date	Jul 7, 2026
Instrument	2026872

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NE
Property Address	1520 ROAD 319, HARVARD, NE 68944-3108
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 ROAD 319, HARVARD, NE 68944-3108

Mortgage

Document Number	0202600439
Date	Mar 17, 2026
Instrument	202600439

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Oct 1, 2055

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NE
Property Address	1520 ROAD 319, HARVARD, NE 68944-3108
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 ROAD 319, HARVARD, NE 68944-3108

Mortgage

Document Number	000271/146
Date	Dec 13, 2022
Book Page	271/146
Instrument	2022-01327

Lender

Name	CENTRIS FCU
Type	Credit Union
Address	OMAHA, NE 68144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 12, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NE
Recording Date	Oct 4, 2018
Property Address	1520 ROAD 319, HARVARD, NE 68944-3108
Document Number	00000132/4
Book / Page	132 / 4
Instrument Date	Aug 16, 2018
Instrument	2018-00914
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	DRI TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$231.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000132/78
Date	Oct 4, 2018
Book Page	132/78
Instrument	2018-00915

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Clay County
County Subdivision	Eldorado Township
Unified School District	Harvard Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,255 (+12.08%) Land $28,700 Building $206,555	$235,255 (+12.08%) Land $28,700 Building $206,555
2025	$1,527.00 (-38.45%)	$209,890 (+2.88%) Land $28,700 Building $181,190	$209,890 (+2.88%) Land $28,700 Building $181,190
2023	$2,481.00	$204,005 Land $22,700 Building $181,305	$204,005 Land $22,700 Building $181,305

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
GigFire Fixed Wireless	150 / 130
Hamilton.net Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rd 319

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