1520 Rainmaker Loop, Cloudcroft, NM 88317 Property Records

Otero County property record for 1520 Rainmaker Loop, Cloudcroft, NM 88317

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 933 sqft · built 2019
Lot Size0.09 acres (3,920 sqft)
Owner2 Individual Names on Record
Tax Bill$2,175 (2025)
Deeds & MortgagesApr 2024 Sale
Jul 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN11N4068091390131

Property Details

APN / Parcel Number

Primary APN11N4068091390131
Alternative APNs
  • R056605
  • 1102005

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area933 sqft Living Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2023
Construction TypeWood
Roof TypeGable
Roof MaterialMetal
Lot Area3,920 sqft (0.09 acres)

Utilities, Heating & Cooling

Heating SystemRadiant
Heating FuelPropane
SewerSeptic

Location & Zoning

Account NumberR056605
Street Address1520 RAINMAKER LOOP
CityCLOUDCROFT
StateNM
Zip88317-1209
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBD: SKYWATER LOT 16 BLOCK: 5
Legal SubdivisionSKYWATER
Legal Block5
Legal Lot Number16
JurisdictionOTERO NM
Township / Civil DivisionSOUTHEAST OTERO
Census Block Group3
Census Block3023
Census Tract901

Owner

Source: Otero County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3717 CRESTVIEW DR, ARTESIA, NM 88210-9489
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2024Warranty Deed, Transfer
Jul 29, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Apr 27, 2017Trustee's Deed, Construction Loan · Construction Mortgage
FIRST NAT'L BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 8, 2024
Deed SaleApr 8, 2024
Prior SaleJan 21, 2020 · Amount on Record
Deed Document Number20242561
Record UpdatedOct 29, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTERO NM
Recording DateApr 8, 2024
Property Address1520 RAINMAKER LOOP, CLOUDCROFT, NM 88317-1209
Document Number0202402561
Instrument DateApr 8, 2024
Instrument202402561
Transaction TypeTransfer
Record UpdatedMay 16, 2024

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3717 CRESTVIEW DR, ARTESIA, NM 88210-9489

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTERO NM
Property Address1520 RAINMAKER LOOP, CLOUDCROFT, NM 88317-1209
Transaction TypeMortgage
Record UpdatedAug 24, 2023
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1520 RAINMAKER LOOP, CLOUDCROFT, NM 88317-1209

Mortgage

Document Number0202207441
DateJul 29, 2022
Instrument202207441
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJun 6, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionOTERO NM
Recording DateApr 27, 2017
Property Address1520 RAINMAKER LOOP, CLOUDCROFT, NM 88317-1209
Instrument DateApr 26, 2017
Instrument3291
Transaction TypeConstruction Loan
Record UpdatedAug 20, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1520 RAINMAKER LOOP CLOUDCROFT NM 88317, CLOUDCROFT, NM 88317

Mortgage

Document Number0000003291
DateApr 27, 2017
Instrument3291
Lender
NameFIRST NAT'L BK
TypeBank
AddressALAMOGORDO, NM 88311
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Otero County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew Mexico
CountyOtero County
MunicipalityCloudcroft Village
Unified School DistrictCloudcroft Municipal Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$133,427 (-0.2%) Land $30,000 Building $103,427$400,282 (-0.2%) Land $90,000 Building $310,282
2025$2,175.00 (+64.52%)$133,697 (+68.03%) Land $30,000 Building $103,697$401,092 (+68.03%) Land $90,000 Building $311,092
2023$1,322.00$79,567 Land $7,890 Building $71,677$238,702 Land $23,670 Building $215,032

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2006)
Most Recent ClaimAug 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 98.3% of the US · above 98.5% of New Mexico
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLOUDCROFT WATER SYSTEM
serves 2,865 people · EPA ID NM3513519
Water SourceGroundwater
Last State InspectionAug 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
Jul 2016
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tularosa Communications
Fiber
1,000 / 1,000
PVT Networks
Cable
1,000 / 50

May also be available: T-Mobile.

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